Jumbo Loans

Get the mortgage you need for your dream home

Application Requirements

Qualify for a jumbo mortgage loan

Create an account in our online application platform. Here's what you'll need to apply for a jumbo loan.

  • Social Security number
  • Employer contact information
  • Estimated income, assets and liabilities
  • Details on the property you're interested in buying

Go beyond conforming limits

Borrow more

Exceed the Federal Housing Finance Agency limit for your market and qualify for a loan of up to $3 million.

Get a good rate

The right loan for your dream home could end up saving you money on interest.

Structure it your way

Choose from standard fixed-rate or adjustable-rate mortgage options based on your needs.

Get assistance

If you're eligible for down payment assistance, you may be able to make a lower lump sum payment.

Homeowner Insurance

Keep your home and your family safe

Get the right homeowners insurance to meet your family's needs.
Auto Insurance

Protect all your vehicles

Find the right combination of coverage for your vehicle and its passengers.

Normal credit approval applies.

Not applicable in all states.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.