Home Construction & Renovation Loans
One loan to improve your home or build a new one
Close once and cover your financing for the build and over the long term.
Financing That Fits
Interest-only payments while construction is underway.
Apply your home loan on either a primary or secondary residence.
Qualify for a home construction or renovation loan
Create an account in our online application platform. Here's what you'll need to apply for a home renovation or construction loan.
Make home construction financing seamless
Bundle closings and purchases
Get one convenient closing for construction and permanent financing, and bundle land purchase into your home loan, too.
Make payment flexible
You can make interest-only payments during the construction phase of your house build or renovation.
Go beyond the limit
Loan amounts are available beyond what traditional mortgage loans can offer, up to $3 million.
Avoid construction headaches
We give you one less thing to worry about by paying your builder as construction progresses.
Get guidance through the homebuying process. We're here to help.
Keep your home and your family safe
Protect all your vehicles
Normal credit approval applies.
Not applicable in all states.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.