Down Payment Assistance
Let us lend a hand in your journey to homeownership
Make it easier to qualify for and put money down on a house.
Tailored to You
Work with us to create a plan that'll help you get into a home you own.
First-time homebuyersD and public service workersD can qualify.
Get matching or grant funds toward your home
Veterans,D public service workersD and first-time homebuyers may be eligible for additional assistance.D
Make it easier to get a mortgage
Multiple program options
Get the best match between your payment and your budget.
Flexible credit guidelines
Make it easier to qualify for your mortgage loan.
Options to meet your needs
Flexible down payment and cash reserve requirements let us tailor the program to you.
Normal credit approval applies.
Not applicable in all states.
Some restrictions apply.
Public service workers include current or retired law enforcement officers, educators, health care workers, firefighters and other first responders.
First-time Homebuyer Product, Community Partners Product and Veterans Products are products of the Federal Home Loan Bank of Atlanta. Veterans Products are available to veterans or active-duty members of any branch of the US military, their spouses, or their surviving spouses. National Guard Reservists are eligible if they have served in active duty or performed services in active duty or were injured in active duty. Please see the Federal Home Loan Bank of Atlanta’s Affordable Housing Program Implementation Plan for complete product requirements.
Update for promo
Household income restrictions and other requirements apply. Programs available based upon funds availability.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.