Premier Executive Checking

Our best checking account gives you premium perks


Better banking means fewer limits and more rewards

Unlimited use of domestic ATMs

Get a debit card with higher ATM and purchase limits, no ATM fees, and refunded surcharges.D

No overdraft fee

Automatically cover overdrafts without incurring a fee.D

Our best rates

Save the most with our preferred ratesD on home equity lines of credit and earn more on account balances and CDs.

Credit card rewards

Earn up to 10‚000 bonus points on a new First Citizens Rewards Credit Card for meeting minimum spend requirements.D

Together Card

Teach money management skills to younger family members with a Together Card at no additional cost.D

Free 3x5 safe deposit box

Subject to availability.

Free external bank transfers

Send money with free external bank-to-bank transfers.D

Payments & Transfers

Instantly move your money wherever you need it

Pay your bills from any device

Send money with Zelle®

Transfer funds to other accounts

Payments & Transfers

Instantly move your money wherever you need it

Pay your bills from any device

Payments & Transfers

Instantly move your money wherever you need it

Send money with Zelle®

Payments & Transfers

Instantly move your money wherever you need it

Transfer funds to other accounts

Online Savings

Save online, simply and conveniently

Open an online savings account with a low minimum opening deposit of $50.
Home Improvement Loans

Fast access to funds for your remodel project

A quick and easy application process to remodel without using your home as collateral.

Account openings and credit are subject to normal bank approval.

For complete list of account details and fees, see our Personal Account Disclosures.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Limit of five per month.

For current rates, please call or visit your local branch.

Minimum opening balance of $100 in new funds to First Citizens, maximum of $1,000,000, required to receive the advertised APY.

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

No transfer fees when linked to Savings Overdraft Protection or Checkline Reserve.

Service fees may be charged by the third-party ATM operator or owner, or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3.00% of the transaction amount.

Together Card is a deposit account.

Subject to credit approval. Must spend $3,000 within the first 3 months of credit card account opening to receive 7,500 bonus points. Bonus points will be awarded within 60 days of qualification. Only valid one bonus per customer. Account must be in good standing. Bonus points will be added under the description: Premier Executive Checking Bonus for new account promotion Premier Executive Checking customers are still eligible for the 2,500 bonus point offer upon upgrade and payment of the annual rewards fee; therefore cardholders have an opportunity to receive up to 10,000 in bonus points. Premier Executive Checking will be excluded from other spend promotions that may be live during the time of their eligibility for this promotion.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.