CIT Bank Personal Banking Customers

Your First Citizens welcome package provides all the details you'll need, including a description of your new accounts.

To keep things simple for you, we've selected the First Citizens accounts closest to your current CIT Bank accounts, but you can easily change these if you'd like.

Your deposit account numbers won't change unless we notify you. To see if your account number is changing, refer to the welcome package mailed to you the week of October 10. You'll have a new routing number, which will vary by state as follows:

• Arizona 122187335
• California 122037760
• Florida 067092022
• Nebraska 053100300
• Nevada 053100300
• Texas 114993906

You can continue using your current checks. However, if you use deposit tickets preprinted with your CIT Bank account number, they can't be accepted after November 14—but you'll receive a 50% discount on your first order of First Citizens checks and deposit tickets.

To order checks and deposit tickets any time on or after November 14, call 800-355-8123 from 6 am to midnight ET Monday through Friday, 7 am to 8 pm ET Saturday or 8 am to 8 pm ET Sunday. Provide your First Citizens account number and routing number and mention offer code L1. You can also order checks at your nearest branch.

Yes. CIT Bank cardholders received a new First Citizens Visa® Debit Card the week of October 24, with a new PIN, which arrived under separate cover in an unmarked envelope. Your CIT Bank card stopped working at 2 pm ET on Thursday, November 10, which is when your new First Citizens card became available for use. And don't forget to provide your new card number and expiration date to any merchants you've authorized to debit your card for payments.

If you've arranged for third parties to deduct payments from your account—like electric or phone companies—you'll need to provide these payees with your new account number(s) and routing number as soon as possible after November 14.

Any automatic transfers you've set up through CIT Bank online banking didn't convert, and you'll need to set them up within First Citizens Digital Banking beginning November 14.

You may need to notify third parties that make direct deposits to your account, such as your employer or government agencies sending Social Security or VA benefits. Please note that certain companies won't automatically make account number changes without obtaining your authorization.

Your CIT Bank account history didn't transfer to First Citizens, but starting November 14, we'll begin to retain transaction history for your new First Citizens products.

You'll receive a final CIT Bank statement for your checking, savings or money market accounts as of November 10, and your new First Citizens statement will be issued as close to your current statement date as possible. (Monthly fees, if any, won't be charged on partial statements.) Checking account statements won't contain check images. First Citizens has different procedures for combining statements and duplicate statements, so please see your welcome package for details.

No. Loans and lines of credit will continue in effect with no changes to terms and conditions.

To see all the options First Citizens provides for overdraft coverage, please visit our Overdraft Protection page.

CIT Bank online banking customers who enrolled in online banking on or before September 2, 2022, were automatically converted to First Citizens online banking on November 14. You received a mail package from us with all the necessary details, including your new login instructions for online banking at FirstCitizens.com. We arranged for the automatic transfer of your bill pay payees, but it's important to note that your CIT Bank account history may not have transfered automatically.