Digital Banking Solutions for Your Company

—Because we know, one size doesn’t fit allThat’s why, at First Citizens, we’ve got the Digital Banking solutions to meet your unique company needs—so you can spend less time on banking and more time running your company.

Compare Digital Banking options to see which one is right for your company
We Recommend First Citizens Digital Banking We Recommend BOB Advantage
Account type First Citizens Digital Banking BOB Advantage®
Best if you need Mobile/tablet banking (including check deposit), ACH or domestic wire payments and financial management tools Advanced cash management tools, ACH collections, domestic or international wire and fraud protection for Check and ACH transactions
Monthly Access Fee $0 $0 / $65
Monthly Account Fees $0 Tiered Pricing*
Multi-user Access Yes** Yes
Account History Up to 2 years and 16 months of statements 13 months and 16 months of statements
Bill Pay Yes Yes
Quicken® & QuickBooks® Webconnect Yes Yes
View Check and Deposit images Yes Yes*
Mobile Banking Yes  Not Available
Mobile Check Deposit Yes*  Not Available
Domestic Wires Yes** Yes**
International Wires  Not Available Yes**With foreign exchange
ACH Batch Payment Origination Yes** Yes**
ACH Single Item Payment Yes** Yes**
ACH Collections  Not Available Yes**
ACH Pass Thru/File Upload  Not Available Yes**
ACH Monitor Yes** Yes**
Positive Pay Yes** Yes**
Controlled Disbursement  Not Available Yes**
Cash Concentration  Not Available Yes**

Let us help you find the Digital Banking solution that is right for you.

Simply answer the question(s) below and we will provide our recommendation.

After each selection, another question may be displayed to help determine which account is right for you. There will be a minimum of one and a maximum of four questions.