With a First Citizens Line of Credit, you have easy access to financing. We work with you to understand your business situation and recommend a credit line that enables you to borrow the money you need, when you need it. A line of credit is a flexible way to handle periodic borrowing needs so that you and your company can get business done promptly, without delays.
Borrow, repay, and then borrow again
With most lines of credit you can borrow funds, repay them and borrow them again, without having to reapply each time.
You always know the amount that is available to you on your line of credit, as well as the terms, and have immediate access.
Solve financing needs quickly
With First Citizens Capital Line, Capital Manager and Business EquityLine lines of credit, you can simply write a check to meet short-term or seasonal needs for supplies or other unplanned expenses.
Business Checkline Reserve® is our most basic line of credit, with a line up to $10,000.