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May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
First Citizens' Special Purpose Credit Program offers financial benefits that may help bring homeownership within reach for homebuyers who meet certain criteria.
Finance up to 100% of property value
Secure credits toward closing costs and down paymentD
Leverage nontraditional evidence of credit
We're committed to providing unparalleled customer service throughout the mortgage lending process.
We help provide the right mortgage solutions to meet the needs of qualified homebuyers.
We've helped countless homebuyers—from first-timers to generations of families—for more than 125 years.
Complete the form below to have a banker contact you about the Special Purpose Credit Program.
To qualify, prospective borrowers must live in certain US counties. Additional restrictions apply.
Examples of nontraditional evidence include rent and utility payment histories. This gives the prospective borrower more leverage than their existing credit score to obtain loan approval.
Terms and restrictions apply. Programs are subject to change without notice and may be discontinued without notice. Consult a tax advisor regarding any tax implications.
Borrowers are expected to make a minimum contribution of $500 toward their down payment, closing costs or both.
Normal credit approval applies.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
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