1. Rates are effective as of August 1, 2015 for purchases greater than $2,500. Rates are subject to change without notice. Actual APR may be affected by fees, rates, amount financed and terms. An example of a typical transaction - An amount financed of $20,000 at a term of 48 months with an APR of 2.99% would result in 48 monthly payments of $443.09.