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Home

Financial Planning Guide to Buying a House

When it comes to financial planning to buy a house, these six steps potentially help you save a sizable amount of money on your mortgage.
Taking time to prepare your finances before buying a house can do more than improve your loan approval odds and give you more comprehensive borrowing options—it may also have a positive long-term impact on your personal finances.
Home

Pros and Cons of Building Your Own Home

Is building your own home a good idea? Learn about the pros and cons of building versus buying.
Building your own home can offer many benefits, but there are a few key factors that determine whether you should build or buy.
Insurance

Points to Consider When You Shop for Long-Term Care Coverage

These five points could be crucial to finding the policy that is affordable and right for you.
It's not if something is going to happen, but when.
Home

Is a Mortgage Refinance Right for You?

Thinking of refinancing your mortgage? Discover the pros, cons and key considerations to help you determine whether a mortgage refinance makes sense for you.
When it comes to deciding when to refinance your home, it's helpful to consider the following questions.
Home

Closing on a House: What to Expect

Finding a home and making a successful offer may take time, but so does closing on a house. Here's what to expect and how to prepare for the closing process.
Getting approved for a mortgage is the lengthiest part of closing on a house.
Home

What You Should Know Before You Buy a Foreclosed Home

Foreclosure homes offer buying opportunities at bargain prices if you understand the market.
Foreclosures often attract those who enjoy the work of remodeling or renovating a property and have the necessary cash to spend on repairs.
Retirement

Risk Assessment is About More Than Testing Your Tolerance

Other factors, including your capacity to absorb losses, should come into play.
Many people think risk tolerance is just a matter of, "Do I want to be aggressive or do I want to be conservative?" But there's much more to it than that.
Home

How to Apply for a Mortgage: Step-by-Step Guide

You've found your dream home—now you just need to finance it. From prequalification to loan estimates to closing, here's how to apply for a mortgage.
It helps to get quotes from several lenders before you apply for a mortgage. That's because interest rates, closing fees and other loan terms can vary enough to make a difference.
Home

Complete Guide to Down Payments: FAQs

A 20% down payment can help homebuyers qualify for lower interest rates and reduce monthly payments. Learn more about mortgage down payment requirements.
Down payment requirements for a mortgage may be far more flexible than you imagine.
Security

Dark Web Security Tips to Keep Your Finances Safe

Keep scammers from getting enough information to breach your identity.
Change your passwords often, and use a password manager if you tend to forget password or don't know how to create strong options.
Home

Homebuyer's Glossary of Mortgage Terminology

This glossary includes definitions for more than 130 terms you'll encounter during the homebuying and mortgage underwriting process.
Learn the terms you'll hear throughout the loan process.
Home

What Type of Mortgage is Right for You?

Here's what to consider when shopping for a mortgage, from your budget to your long-term financial goals.
Most mortgages are conventional mortgages, which are loans made through a private lender and not part of any specialized government program.
Home

FHA Versus Conventional Loans

Wondering if an FHA home loan is right for you? Here's everything you need to know about FHA loans, from pros and cons to eligibility requirements.
For those who may struggle to qualify for a conventional mortgage loan, FHA loans can offer a promising path to homeownership.
Retirement

Things to Consider Before You Relocate in Retirement

There's more to moving than simply finding your dream home.
Just because you don't have a job with a regular paycheck doesn't mean you can't qualify for a mortgage if you need one.
Debt

Student Loans: Consolidate or Refinance?

Check out the benefits of both student loan consolidation and refinancing. Either way, you could simplify payments and save on interest.
Consolidating student debt refers to combining several loans into one new loan.
Retirement

Retirement Readiness: SECURE 2.0 Rules Could Help

New provisions in the SECURE 2.0 Act could make it easier to reach your retirement goals.
The landmark SECURE 2.0 Act makes changes to retirement account rules that affect broad cross-sections of retirees and retirement savers, from people just entering the workforce to those who are already comfortably retired.

Showing 65 - 80 of 349 results

Showing 65 to 80 of 349 results

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This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

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