Welcome CIT and OneWest Bank Customers

CIT Group is now First Citizens Bank

Stronger. Better. Together.

First Citizens BancShares Inc. and CIT Group Inc. recently merged, creating a top 20 US financial institution with more than $100 billion in assets. Operating together as First Citizens, we're now the largest family-controlled bank in the nation. We'll continue the unique legacy of strength, stability and long-term thinking that's spanned generations.

What First Citizens customers need to know

This merger preserves all the things you value about us. Your current day-to-day banking will stay the same as always, and your local branches will continue to operate as usual.

What you'll gain from our partnership is a new level of financial strength and opportunity. We're creating a better bank that delivers more value for all the constituents we serve—including greater resources, new expertise and banking convenience for customers like you.

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What OneWest and CIT treasury management customers need to know

Your Transition Advantages

What you can expect

Now that we've merged our talents, systems and resources, you'll discover an even stronger financial partner by your side.

  • Enjoy greater banking convenience from any location and an even larger network of First Citizens branches across 19 states coast to coast
  • Count on a wider network of specialists in specific industries and financial disciplines who can deliver custom strategies for growing your business or managing your personal assets
  • Our commercial banking enhancements will bring a wide array of best-in-class lending, leasing and banking services to middle-market companies and small businesses

Our customers are asking

CIT Group is a highly respected financial services company that provides an array of sophisticated financial tools, including treasury management, loans and specialized leasing, as well as advisory services to middle-market companies and small businesses nationwide.

The CIT family of companies includes a direct bank, offering a full array of consumer and small business banking products via digital and telephone access. The CIT family also includes OneWest Bank, a top-rated California bank with branches in the San Diego area and Ventura County.

Our merger allows you to maintain your existing banking relationships while also providing you with greater convenience and access to enhanced banking services.

If you have accounts at more than one of these banks as of January 4, 2022, FDIC coverage of your deposits will remain separate through July 4, 2022. It’s possible that FDIC coverage of your CDs will remain even longer, depending on the maturity date. If you have questions about your FDIC insurance, call the FDIC at 877-ASK-FDIC, or refer to the FDIC website for additional details.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.