Cannabis Banking Mortgages

Explore your mortgage options with us

Personal mortgage solutions for those in the cannabis industry

Obtaining a personal mortgage as a cannabis business owner can be challenging. We understand your industry, and we match this knowledge with an array of home purchase and refinancing products that can help you open the door to your dream house.

Connect with a mortgage specialist today

What we offer
Cannabis banking personal mortgage benefits

A loan that fits

Get loans for primary and second homes, as well as investment properties.

Flexible financing

We offer purchase, cash-out refinance and construction-to-perm financing options.

Life on your terms

We can help cannabis business owners choose between fixed and adjustable-rate mortgages.

Preapproval

A streamlined application, underwriting and approval process means you may close on your home faster.

"We chose First Citizens for our financial needs nearly a year ago, and it has proven to be an impactful decision. The personalized service, commitment to customer satisfaction and a wide range of banking solutions set them apart. They provided us a substantial credit line, which was a first for the industry...EVER. From seamless online banking to knowledgeable and friendly staff at the local branches, our experience with First Citizens has been consistently positive. They truly understand our unique financial goals and provide tailored solutions that continually exceed expectations. Trustworthy, reliable, flexible and innovative—First Citizens is our bank of choice, and they've been instrumental in expanding and improving the hemp industry."

Ryan Dills and Joe Salome
The Georgia Hemp Company & Sympleaf Wellness

Mortgage Insights
A few financial insights for your life

Home

Homebuyer's glossary of mortgage terminology

This glossary includes definitions for more than 130 terms you'll encounter during the homebuying and mortgage underwriting process.
Learn the terms you'll hear throughout the loan process.
Home

What impacts your homeowners insurance premiums

Your home's condition and location, your financial history and your policy affect your premiums.
Know which factors can affect your homeowners insurance premiums so you can make the best choices for your home and budget.
Industry Expertise

How the cannabis and hemp industry can thrive in 2024

Five steps hemp and cannabis businesses can take to prepare for legislative changes in 2024 and emerge stronger.
New legislation—even if it's primarily positive—may bring new unknowns, and that's why proactive planning is essential.

Normal bank approval applies.

Normal credit approval applies.

Consult your tax advisor regarding the deductibility of interest.

Not applicable in all states.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941