A loan that fits
Get loans for primary and second homes, as well as investment properties.
Personal mortgage solutions for those in the cannabis industry
Obtaining a personal mortgage as a cannabis business owner can be challenging. We understand your industry, and we match this knowledge with an array of home purchase and refinancing products that can help you open the door to your dream house.
Connect with a mortgage specialist today
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What we offer
Cannabis banking personal mortgage benefits
Flexible financing
We offer purchase, cash-out refinance and construction-to-perm financing options.
Life on your terms
We can help cannabis business owners choose between fixed and adjustable-rate mortgages.
Preapproval
A streamlined application, underwriting and approval process means you may close on your home faster.
"We chose First Citizens for our financial needs nearly a year ago, and it has proven to be an impactful decision. The personalized service, commitment to customer satisfaction and a wide range of banking solutions set them apart. They provided us a substantial credit line, which was a first for the industry...EVER. From seamless online banking to knowledgeable and friendly staff at the local branches, our experience with First Citizens has been consistently positive. They truly understand our unique financial goals and provide tailored solutions that continually exceed expectations. Trustworthy, reliable, flexible and innovative—First Citizens is our bank of choice, and they've been instrumental in expanding and improving the hemp industry."
Ryan Dills and Joe Salome
The Georgia Hemp Company & Sympleaf Wellness
Mortgage Insights
A few financial insights for your life
Home
Homebuyer's glossary of mortgage terminology
This glossary includes definitions for more than 130 terms you'll encounter during the homebuying and mortgage underwriting process.
Learn the terms you'll hear throughout the loan process.
Industry Expertise
How the cannabis and hemp industry can thrive in 2024
Five steps hemp and cannabis businesses can take to prepare for legislative changes in 2024 and emerge stronger.
New legislation—even if it's primarily positive—may bring new unknowns, and that's why proactive planning is essential.
