Insights & Tools - First Citizens Bank

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Insights & Tools

See the bigger picture. Make better decisions.

Starting a small business is by no means a small feat. With insightful articles about what it takes to create and grow a successful small business, along with helpful tools to assess your finances, you’ll know where to start — and where to go — as you take the first big step into your small business venture.

Read the 2016 First Citizens Small Business Study

Starting Your Business

5 things to know before starting a business

5 things to know before starting a business

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Projecting your cash flow

Projecting your cash flow

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Make sure your inventory is up to demand

Make sure your inventory is up to demand

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Purchase or lease equipment?

Purchase or lease equipment?

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Finance your business

Finance your business

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Sales volume required to break even

Sales volume required to break even

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Saving to start a business

Saving to start a business

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Growing Your Business

Business Loan or Line of Credit?

Business Loan or Line of Credit?

Use the calculator

Grow your business

Grow your business

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Understand and improve
cash flow

Understand and improve
cash flow

Read the article

Managing Your Business

Learn the present value of your estimated cash flow

Learn the present value of your estimated cash flow

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Choose the right policies to protect what you’ve built

Choose the right policies to protect what you’ve built

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Measure the overall health of your business

Measure the overall health of your business

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Repaying a Business Loan

Repaying a Business Loan

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Business debt consolidation

Business debt consolidation

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