Insights & Tools - First Citizens Bank

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Insights & Tools

See the bigger picture. Make better decisions.

Starting a small business is by no means a small feat. With insightful articles about what it takes to create and grow a successful small business, along with helpful tools to assess your finances, you’ll know where to start — and where to go — as you take the first big step into your small business venture.

Read the 2016 First Citizens Small Business Study

Starting Your Business

5 things to know before starting a business

5 things to know before starting a business

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Projecting your cash flow

Projecting your cash flow

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Make sure your inventory is up to demand

Make sure your inventory is up to demand

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Purchase or lease equipment?

Purchase or lease equipment?

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Finance your business

Finance your business

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Sales volume required to break even

Sales volume required to break even

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Saving to start a business

Saving to start a business

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Growing Your Business

Business Loan or Line of Credit?

Business Loan or Line of Credit?

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Grow your business

Grow your business

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Understand and improve
cash flow

Understand and improve
cash flow

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Managing Your Business

Learn the present value of your estimated cash flow

Learn the present value of your estimated cash flow

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Choose the right policies to protect what you’ve built

Choose the right policies to protect what you’ve built

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Measure the overall health of your business

Measure the overall health of your business

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Repaying a Business Loan

Repaying a Business Loan

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Business debt consolidation

Business debt consolidation

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How to Protect Your Business by Securing Customer Data

Read About How to Protect Your Customer Data

How to Protect Your Business by Securing Customer Data

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Keep Credit Card Fraud from Hurting Your Bottom Line

Read About Credit Card Fraud and Your Bottom Line

Keep Credit Card Fraud from Hurting Your Bottom Line

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4 Ways to Strengthen Your Business by Accepting Credit Cards Read About How to Strengthen Your Business by Accepting Credit Cards

Read About How to Strengthen Your Business by Accepting Credit Cards

4 Ways to Strengthen Your Business by Accepting Credit Cards

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Account openings and credit are subject to Bank approval.

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Buying my first home Buying my next home Buying a home to renovate Buying a home even with credit concerns Refinancing for a new rate or term Refinancing to pay for home renovations Refinancing to get cash Refinancing even with credit concerns Building a new home Renovating a home Reverse mortgages for seniors Opening a home equity account Questions about application or loan status Other/Undecided

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