Money Saver Mortgages

The answer to an easy refinance

Money in Your Pocket

Save with lower rates, low fees and upfront costs.

Fit Your Goals

Reach your overall financial goals.

Pay Automatically

Set up automatic payments from your checking account.

Benefits

Take advantage of low rates

Lower your monthly mortgage payment or pay off your home faster.

  • Lower fees and upfront costs
  • Competitive adjustable rates optionsD including a 5/1 year ARM and a 7/1 year ARM
  • Fixed rate terms up to 15 yearsD
  • Streamlined application process
  • Ideal for borrowers who don't need escrow
Digital Banking

Bank from anywhere with your mobile devices

Track your spending habits

Seamlessly move your money

Set alerts for transactions

Digital Banking

Bank from anywhere with your mobile devices

Track your spending habits

Digital Banking

Bank from anywhere with your mobile devices

Seamlessly move your money

Digital Banking

Bank from anywhere with your mobile devices

Set alerts for transactions

Online Savings

Save online, simply and conveniently

Open an online savings account with a low minimum opening deposit of $25.
Free Checking

Keep banking simple with free checking

Enjoy the freedom of no monthly maintenance fee when you enroll in paperless statements.

Account openings and credit are subject to bank approval.

An example of a typical extension of credit with an adjustable rate is as follows: an amount financed of $200,000 with a 5/1 ARM with a 30-year amortization and an initial rate of 3.125% fixed for 5 years with the possibility of adjusting annually throughout the duration of the loan would have an APR of 2.845%. The borrower would make 60 monthly payments of $857 followed by 300 payments of $812 based on the index on July 17, 2020, plus a margin. The payment does not include taxes and insurance premiums.

Terms and conditions subject to change. 

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.