Mortgage Loan Options

Overview

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Have peace of mind with a fixed interest rate

Fixed-Rate Mortgage

Fixed principal and interest payment throughout the life of the loan
Simple online application process

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Flexibility and savings with varying interest rates

Adjustable-Rate Mortgage

Lower initial monthly payments
Lower initial interest rate

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Take advantage of the security of a government home loan

FHA, VA & USDA Loans

Flexible credit requirements
Ask us about down payment assistance availability

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Homeowners who need a loan amount above the conforming loan limits

Jumbo Loan

Get a loan that exceeds the maximum conforming limit in your market
Potential to increase loan-to-value ratio up to 90%
Potential to lower mortgage interest rates

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Build or update the home of your dreams

Construction & Renovation Loans

Convert to permanent financing and require interest-only payments during construction phase
Include new or existing homes and can be up to 75% of the value of the home

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Varying interest rates with flexible terms and low origination fees

Money Saver Mortgage

Lower fees and upfront costs
Competitive adjustable rate options
Fixed-rate options available
Streamlined process
Ideal for borrowers who don’t need an escrow account

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Compare mortgage loans to see which one is right for you
Account type	Fixed-Rate Mortgage	Adjustable-Rate Mortgage	FHA, VA & USDA Loans	Jumbo Loan	Construction & Renovation Loans
Account type	Apply Now for a fixed rate mortgage, opens in a new tab Learn More about fixed rate mortgages	Apply Now for an adjustable rate mortgage, opens in a new tab Learn More about adjustable rate mortgages	Apply Now for FHA, VA and USDA loans, opens in a new tab Learn More about FHA, VA and USDA loans	Apply Now for a jumbo loan, opens in a new tab Learn More about jumbo loans	Contact Us to apply for a construction to permanent mortgage Learn More about construction to permanent mortgages
Best if you want	A mortgage with a fixed monthly payment and interest rate	A mortgage that offers lower monthly payments and lower interest rates during an initial period, after which time rates are readjusted regularly	A mortgage that is flexible to fit your specific needs	To purchase or refinance a home that exceeds the maximum conforming limit in your market	To build a new home or renovate an existing one
Down payment assistance available	yes	yes	yes	no	no
Terms	Flexible terms, both long and short	Variety of terms are available	Fixed rate options available. Terms vary depending on loan type	Flexible terms, both long and short	Terms vary
Rates	Talk to a mortgage banker for current rates.	Talk to a mortgage banker for current rates.	Talk to a mortgage banker for current rates.	Talk to a mortgage banker for current rates.	Talk to a mortgage banker for current rates.
Additional benefits	Selection of repayment schedules Flexibility to use funds other than your own for the down payment and closing costs	Variety of rate adjustment schedules Periodic or lifetime interest rate ceilings Protection against large rate fluctuations	Flexible credit requirements	Potential to increase loan-to-value ratio up to 90% Possibility of lowering your mortgage interest rates	Interest-only payments during construction Loans up to 75% of home value
Account type	Fixed-Rate Mortgage	Adjustable-Rate Mortgage	FHA, VA & USDA Loans	Jumbo Loan	Construction & Renovation Loans
Account type	Apply Now for a fixed rate mortgage, opens in a new tab Learn More about fixed rate mortgages	Apply Now for an adjustable rate mortgage, opens in a new tab Learn More about adjustable rate mortgages	Apply Now for FHA, VA and USDA loans, opens in a new tab Learn More about FHA, VA and USDA loans	Apply Now for a jumbo loan, opens in a new tab Learn More about jumbo loans	Contact Us to apply for a construction to permanent mortgage Learn More about construction to permanent mortgages

+ View Legal Disclosures − Hide Legal Disclosures

Normal credit approval applies. Not applicable in all states.