Mortgage Loan Options
Have peace of mind with a fixed interest rate
Fixed-Rate Mortgage
- Fixed principal and interest payment throughout the life of the loan
- Simple online application process
Flexibility and savings with varying interest rates
Adjustable-Rate Mortgage
- Lower initial monthly payments
- Lower initial interest rate
Take advantage of the security of a government home loan
FHA, VA & USDA Loans
- Flexible credit requirements
- Ask us about down payment assistance availability
Homeowners who need a loan amount above the conforming loan limits
Jumbo Loan
- Term loan for existing homeowners who have a current mortgage that exceeds $453,100
- Potential to increase loan-to-value ratio up to 90%
- Potential to lower mortgage interest rates
Build or update the home of your dreams
Construction & Renovation Loans
- Convert to permanent financing and require interest-only payments during construction phase
- Include new or existing homes and can be up to 75% of the value of the home
Varying interest rates with flexible terms and low origination fees
Money Saver Mortgage
- Lower fees and upfront costs
- Competitive adjustable rate options
- Fixed-rate options available
- Streamlined process
- Ideal for borrowers who don’t need an escrow account
Normal credit approval applies. Not applicable in all states.
Account type | Fixed-Rate Mortgage |
Adjustable-Rate Mortgage |
FHA, VA & USDA Loans | Jumbo Loan | Construction & Renovation Loans |
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Best if you want | A mortgage with a fixed monthly payment and interest rate | A mortgage that offers lower monthly payments and lower interest rates during an initial period, after which time rates are readjusted regularly | A mortgage that is flexible to fit your specific needs | To purchase or refinance a home, though you already have an existing mortgage over $453,100 | To build a new home or renovate an existing one |
Down payment assistance available | ![]() |
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Terms | Flexible terms, both long and short | Variety of terms are available | Fixed rate options available. Terms vary depending on loan type | Flexible terms, both long and short | Terms vary |
Rates | Talk to a mortgage |
Talk to a mortgage |
Talk to a mortgage |
Talk to a mortgage |
Talk to a mortgage |
Additional benefits |
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Account type | Fixed-Rate Mortgage |
Adjustable-Rate Mortgage |
FHA, VA & USDA Loans | Jumbo Loan | Construction & Renovation Loans |
Normal credit approval applies. Not applicable in all states.
Additional Information
Questions?
Email us
Or call
1.888.FC DIRECT (1.888.323.4732)
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