Mortgage Loan Options

Overview
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An unchanging monthly payment and interest rate

Fixed-Rate Mortgage

Fixed principal and interest payment throughout the life of the loan
Simple online application process

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Flexibility and savings with varying interest rates

Adjustable-Rate Mortgage

Lower initial monthly payments
Lower initial interest rate

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Homeowners who need a loan amount above the conforming loan limits

Jumbo Loan

Term loan for existing homeowners who have a current mortgage that exceeds $424,100
Potential to increase loan-to-value ratio up to 90%
Potential to lower mortgage interest rates

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Low closing costs for home construction and permanent financing

Construction-to-Permanent Mortgage

Financing for the construction of a new home that converts to permanent financing
Interest-only payments throughout the construction phase

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Varying interest rates with flexible terms and low origination fees

Money Saver Mortgage

Lower fees and upfront costs
Competitive adjustable rate options
Fixed-rate options available
Streamlined process
Ideal for borrowers who don’t need an escrow account

Find a Lender or learn more

Find out what you need to get started »

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Normal credit approval applies. Not applicable in all states.


	Account type	Fixed-Rate Mortgage	Adjustable-Rate Mortgage	Jumbo Loan	Construction- to-Permanent Mortgage
		Apply Now Learn More	Apply Now Learn More	Apply Now Learn More	Contact Us Learn More
	Best if you want	A mortgage with a fixed monthly payment and interest rate	A mortgage that offers lower monthly payments and lower interest rates during an initial period, after which time rates are readjusted regularly	To purchase or refinance a home, though you already have an existing mortgage over $424,100	Low closing costs for both the construction and permanent financing of your new home
	Terms	Flexible terms, both long and short	Variety of terms are available	Flexible terms, both long and short	Terms vary; up to 12-month construction terms available
	Rates	Talk to a mortgage banker for current rates.	Talk to a mortgage banker for current rates.	Talk to a mortgage banker for current rates.	Talk to a mortgage banker for current rates.
	Additional benefits	Selection of repayment schedules Flexibility to use funds other than your own for the down payment and closing costs	Variety of rate adjustment schedules Periodic or lifetime interest rate ceilings Protection against large rate fluctuations	Potential to increase loan-to-value ratio up to 90% Possibility of lowering your mortgage interest rates	Interest-only payments during construction phase Variety of fixed or adjustable rates Potential to include land purchase and/or closing costs in the loan amount
	Account type	Fixed-Rate Mortgage	Adjustable-Rate Mortgage	Jumbo Loan	Construction-to-Permanent Mortgage
		Apply Now Learn More	Apply Now Learn More	Apply Now Learn More	Contact Us Learn More

+ View Legal Disclosures − Hide Legal Disclosures

Normal credit approval applies. Not applicable in all states.

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