Mortgage Loan Options
An unchanging monthly payment and interest rate
Fixed-Rate Mortgage
- Fixed principal and interest payment throughout the life of the loan
- Simple online application process
Flexibility and savings with varying interest rates
Adjustable-Rate Mortgage
- Lower initial monthly payments
- Lower initial interest rate
Homeowners who need a loan amount above the conforming loan limits
Jumbo Loan
- Term loan for existing homeowners who have a current mortgage that exceeds $453,100
- Potential to increase loan-to-value ratio up to 90%
- Potential to lower mortgage interest rates
Low closing costs for home construction and permanent financing
Construction-to-Permanent Mortgage
- Financing for the construction of a new home that converts to permanent financing
- Interest-only payments throughout the construction phase
Varying interest rates with flexible terms and low origination fees
Money Saver Mortgage
- Lower fees and upfront costs
- Competitive adjustable rate options
- Fixed-rate options available
- Streamlined process
- Ideal for borrowers who don’t need an escrow account
Normal credit approval applies. Not applicable in all states.
| Account type | Fixed-Rate Mortgage |
Adjustable-Rate Mortgage |
Jumbo Loan | Construction- Mortgage |
|---|---|---|---|---|
| Best if you want | A mortgage with a fixed monthly payment and interest rate | A mortgage that offers lower monthly payments and lower interest rates during an initial period, after which time rates are readjusted regularly | To purchase or refinance a home, though you already have an existing mortgage over $453,100 | Low closing costs for both the construction and permanent financing of your new home |
| Terms | Flexible terms, both long and short | Variety of terms are available | Flexible terms, both long and short | Terms vary; up to 12-month construction terms available |
| Rates | Talk to a mortgage |
Talk to a mortgage |
Talk to a mortgage |
Talk to a mortgage |
| Additional benefits |
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| Account type | Fixed-Rate Mortgage |
Adjustable-Rate Mortgage |
Jumbo Loan | Construction- Mortgage |
Normal credit approval applies. Not applicable in all states.
Additional Information
Questions?
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