Mortgage Loan Options

Compare mortgage loans to see which one is right for you
Account type Fixed-Rate
Mortgage
Adjustable-Rate
Mortgage
FHA, VA & USDA Loans Jumbo Loan Construction
& Renovation Loans
Best if you want A mortgage with a fixed monthly payment and interest rate A mortgage that offers lower monthly payments and lower interest rates during an initial period, after which time rates are readjusted regularly A mortgage that is flexible to fit your specific needs To purchase or refinance a home, though you already have an existing mortgage over $453,100 To build a new home or renovate an existing one
Down payment assistance available yes yes yes no no
Terms Flexible terms, both long and short Variety of terms are available Fixed rate options available. Terms vary depending on loan type Flexible terms, both long and short Terms vary
Rates Talk to a mortgage
banker for current rates.
Talk to a mortgage
banker for current rates.
Talk to a mortgage
banker for current rates.
Talk to a mortgage
banker for current rates.
Talk to a mortgage
banker for current rates.
Additional benefits
  • Selection of repayment schedules
  • Flexibility to use funds other than your own for the down payment and closing costs
  • Variety of rate adjustment schedules
  • Periodic or lifetime interest rate ceilings
  • Protection against large rate fluctuations
  • Flexible credit requirements
  • Potential to increase loan-to-value ratio up to 90%
  • Possibility of lowering your mortgage interest rates
  • Interest-only payments during construction
  • Loans up to 75% of home value