Mortgage Loan Options

Compare mortgage loans to see which one is right for you
Account type Fixed-Rate
Mortgage
Adjustable-Rate
Mortgage
Jumbo Loan Construction-
to-Permanent
Mortgage
Best if you want A mortgage with a fixed monthly payment and interest rate A mortgage that offers lower monthly payments and lower interest rates during an initial period, after which time rates are readjusted regularly To purchase or refinance a home, though you already have an existing mortgage over $453,100 Low closing costs for both the construction and permanent financing of your new home
Terms Flexible terms, both long and short Variety of terms are available Flexible terms, both long and short Terms vary; up to 12-month construction terms available
Rates Talk to a mortgage
banker for current rates.
Talk to a mortgage
banker for current rates.
Talk to a mortgage
banker for current rates.
Talk to a mortgage
banker for current rates.
Additional benefits
  • Selection of repayment schedules
  • Flexibility to use funds other than your own for the down payment and closing costs
  • Variety of rate adjustment schedules
  • Periodic or lifetime interest rate ceilings
  • Protection against large rate fluctuations
  • Potential to increase loan-to-value ratio up to 90%
  • Possibility of lowering your mortgage interest rates
  • Interest-only payments during construction phase
  • Variety of fixed or adjustable rates
  • Potential to include land purchase and/or closing costs in the loan amount