Personal Insurance Menu

Private Risk Advisory Services

Protect your possessions and your lifestyle

The insurance needs of affluent individuals can be complex. In addition to typical personal coverage like Auto, Home, Umbrella, and Watercraft, you may require higher limits for personal possessions and asset protection, as well as a higher level of personalized service and risk management. First Citizens Private Risk Advisory Services (PRAS) can help you with all of your insurance needs.

As a PRAS customer, you’ll benefit from:

Our Risk Advisors value your prized possessions as much as you do. Following are some proven tips on how to safeguard your valuables:

Jewelry

Jewelry is a special asset class that includes everything from family heirlooms to investment-grade gemstones. If you've acquired beautiful pieces over time and have a substantial collection, the right insurance can help you preserve your jewelry's long-term value.

Wine

Although you've taken great care to build and maintain your wine collection, chances are you do not have adequate insurance for your "liquid assets." Insure your wine with a separate private collections policy because most homeowner policies specifically exclude coverage for perishables such as wine.

Auto

If you own luxury, high-performance or collector automobiles, you need to think differently about how to protect them.

Consider specific issues such as market depreciation, the cost of replacement and repair, and how you will be treated if you have a claim. Make sure your insurer can address these issues to your complete satisfaction.

Fine Art & Collectibles

Protecting a fine art collection starts with enlisting the services of a specialized insurer. It also means taking certain measures and precautions such as:

Don’t pick the wrong time to protect yourself

Wealth is a target for claims, losses and lawsuits. The wrong time to find out if you have the right coverage and partners is when you have a claim, emergency or other incident. To find out more about our Private Risk Advisory Services, call toll free 1.888.FCB INSURE (1.888.322.4678) weekdays between 8:00 a.m. and 5:00 p.m. Eastern time.

Ensure a higher level of personal serviceTALK TO AN INSURANCE ADVISOR

Questions?

Email us

Or call

1.888.FCB INSURE (1.888.322.4678)

A Credit Card
that is right for you

Compare our cards to find the one that meets your needs

Learn More

Understand your Home Financing Options

A variety of options for home buying and refinancing

Learn More
Email your question or comment

Thank you for your inquiry. A First Citizens Representative will contact you shortly.

An error occurred while sending your request. Please try again.

To get additional information or to send a comment about First Citizens Bank, our products and services, please complete the online form below.

* indicates required field

Request a Call

Thank you for your inquiry. A First Citizens Representative will contact you shortly.

An error occurred while sending your request. Please try again.

Would you like to know more about our products and services? Give us your name, phone number, area of interest and what time is convenient for you. We will have a qualified First Citizens associate contact you to answer your questions.

* indicates required field

Personalize Your Banking Experience

First Citizens Bank product offerings differ from region to region. In order to accurately display information on accounts, rates and special promotions specific to your area, please enter your 5-digit ZIP Code below.

Email

Thank you for your inquiry. A First Citizens Representative will contact you shortly.

An error occurred while sending your request. Please try again.

To contact , please complete the following form.

* indicates required field

Deposit cash or checks without an envelope 24 hours a day, seven days a week

Learn more »

Please Upgrade your browser

Your Browser Is Not Supported – Please Upgrade

In order to view and use certain First Citizens Bank products, services and webpages, we recommend that you use a current version of one of the following browsers. You can upgrade your existing browser by clicking one of the links below. You will need to restart your computer in order to complete the upgrade.

We strongly recommend that you upgrade now.

If you do not upgrade your browser, you may experience functional or display issues on the pages you are attempting to access.