First Citizens Rewards Business Visa® Card

Make business purchases count. Get 10,000 bonus points after you spend $3,000 in the first 90 days after account opening1.

Benefits

  • 3 points for every $1 spent on gas2
  • 2 points for every $1 spent at restaurants and on travel2
  • 1 point for every $1 spent on all other purchases3
  • No foreign transaction fees
  • 0% introductory APR4 on purchases and balance transfers for the first 9 months, then 11.99% to 20.99% variable APR
  • Earn rewards faster with employee cards, available at no additional cost
  • Redeem points for travel, cash back, gift cards and merchandise
  • Use rewards as statement credits for purchases with our exclusive Pay Me Back5 redemption option
Program Terms, Opens a modal
  • Purchases and balance transfers – 0% introductory APR4 for first 9 months, then 11.99% to 20.99% variable APR based on your creditworthiness
  • Cash advances – 22.99% variable APR4

Transaction Fees

  • Balance transfers – 3% of each transaction (minimum $5)
  • Cash advance – 4% of the amount of the cash advance (minimum $5)
  • Foreign transactions – None

Call 888.FC.DIRECT

(888.323.4732)

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