First Citizens Business Visa® Card

Smart credit decisions build longevity for your business. Pay monthly business expenses all in one place and get our lowest interest rate.

Benefits

  • 0% introductory APR1 for the first 6 months on balance transfers, then 11.49% to 20.49% variable APR
  • Keep personal and business finances separate
  • No annual fee
  • Employee cards at no additional cost – with credit limits set by you
  • Purchases – 11.49% to 20.49% variable APR1 based on your creditworthiness
  • Balance transfer introductory offer – 0% introductory APR1 for the first 6 months, then 11.49% to 20.49% variable APR based on your creditworthiness
  • Cash advances – 24.49% variable APR1

Transaction Fees

  • Balance transfers – 3% of each transaction (minimum $5)
  • Cash advance – 4% of the amount of the cash advance (minimum $5)
  • Foreign transactions – 3% of each transaction in U.S. dollars

Call 888.FC.DIRECT

(888.323.4732)

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