Business Accounts Payable Services

Streamline payables processes, expenses and transactions

ACH Payments

Deposit funds to employee and customer accounts safe and conveniently.

  • Accommodate one-time and recurring deposits
  • Eliminate the cost of generating checks, mail and postage
  • Allow customers to make deposits to their accounts with immediate access to funds

Controlled Disbursement

Accurately forecast your daily cash requirements.

  • Get exact dollar amounts of checks that will post
  • Avoid the possibility of overdrafts
  • Fund your account from several sources

Purchasing Card

Simplify business purchases, reduce paperwork and monitor expenses with the First Citizens Visa® Purchasing Card.

  • Set spending controls
  • Reduce administrative costs
  • Analyze spending with online reporting tools

Wire Transfers

Move funds fast—domestically or internationally.

  • Same-day business funds are available for domestic wires
  • Get same-day business verification
  • Choose from multiple initiation options
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Payables FAQ

People often ask us

An ACH payment is a type of electronic credit or debit payment initiated through the Automated Clearing House network. The payment can be initiated between two banks or between two bank accounts that are held by the same bank.

Various types of payment methods are offered through Digital Banking for business. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

If you're assigned the Manage Template and Recipient rights, you can edit or delete a recipient template. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

After a payment has processed and cleared, you can't make changes to that transaction. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

An ACH number is similar to an ABA routing number. The difference is that an ACH number is used for electronic transactions.

Accounts Payable Insights

Streamline your business

Normal bank approval applies.

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