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February Basis Points
The Making Sense team highlights key issues from the first weeks of the new year, including US equities and a low-hire, low-fire labor market.
Business fraud is a serious threat that can damage a business's reputation, finances and operations. Understanding the risks and implementing strong prevention strategies is essential to protecting your organization.
Phishing uses email, SMS, phone, social media and social engineering to entice a victim to share sensitive information, which can lead to unauthorized financial transactions or identity theft. Never open any unexpected links or attachments, even if they appear to come from a trusted individual.
This involves receiving a message from someone posing as a friend or family member asking you to wire money to get them out of a dire situation.
The individual receives a threatening letter, email or phone call demanding payment for a debt they've never heard of.
Invoice fraud attempts to trick a business into paying a fake invoice or a legitimate invoice to a fake account by impersonating a vendor or partner.
Ransomware is a type of malicious software that prevents users from accessing their computer files, systems or networks—and then demands they pay a ransom for their return.
Be skeptical of unexpected emails, messages or phone calls—especially those asking for personal or financial information.
Use strong passwords and additional forms of authentication where possible. Shred documents before discarding them. Limit information shared on social media because this information can be use to target victims.
Be cautious of unsolicited requests, and adopt a proactive approach to understanding scam tactics. If it's too good to be true, it usually is.
Independently verify the identity of the contact, don't trust caller IDs and be cautious of names and titles.
Regularly update operating systems, browsers and antivirus software to protect against the latest security threats.
Regularly check bank and credit card statements for any unauthorized activity.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.
Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.
Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
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