Trust & Fiduciary Services

Build a strong foundation for the future

Helping you protect your assets and secure your legacy

Our team of trust and fiduciary professionals will provide a range of unique solutions to help you navigate the complexities of your financial and estate plan, so the legacy you've worked hard to build will remain intact for future generations.

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Trust & Fiduciary Services at a Glance

Experience-driven solutions

Opening in 1898, First Citizens is the largest family-controlled bank in the US. Over the years, we've helped thousands of individuals by partnering with their financial and legal professionals in the administration and disposition of their estates and assets.

  • Trust administration

    We can administer a broad array of structures to meet your specific objectives and align with your unique wealth strategy.

  • Estate settlement

    We're here to help you and your loved ones navigate the complex process of transferring assets throughout the estate settlement process.

Our Approach

How we support your trust and fiduciary needs

Part of a comprehensive strategy

The legacy you've built is one piece of a larger story, and our holistic approach to wealth strategy can help you see how small details fit the bigger picture.

Estate planning by design

A thorough plan can make a big difference in the lives of those you love. Together, we can help you leave behind clear instructions and provide peace of mind.

Ongoing plan assessment

Alongside your other financial and legal professionals, we help you maximize the financial potential of your legacy by ensuring it adapts as legislative impacts and family dynamics evolve.

A partnership that lasts

Our value is ongoing. We work with your loved ones, helping them manage their finances as they benefit from your generosity.

A Closer Look at Estate Settlement

Estate services to support your loved ones

During an emotional time for your loved ones, a dedicated team will carry out your wishes based on the directions in your estate plan and provide consistent communication as your assets are distributed. As executor of your estate, we offer a range of services, including:

  • File court documents, such as asset inventory and accounting
  • Oversee collection, valuation and distribution of your assets
  • Conduct sale or distribution of personal property and real estate
  • Coordinate preparation of estate, fiduciary and personal income tax returns
  • Pay your remaining debts, taxes and expenses
  • Collect money owed to your estate
  • Cancel payments, such as credit cards, subscriptions and utilities
  • Complete and file insurance and annuity claims
Special Asset Management

Fiduciary services for special assets

If your estate includes unique assets, we'll collaborate with you to identify them, define your goals and determine a course of action that aligns with your overall financial plan.

Real estate

We can help you manage your residential, commercial, farmland or timber assets to align with your financial plan.

Closely held private business

We'll work directly with owners, grantors and beneficiaries of a trust or estate holding private interests to determine and maximize these interests.

Personal property

As your executor, we'll inventory, sell and distribute a variety of personal property assets within your estate, such as vehicles, household furnishings and jewelry.

Insights

A few insights for your financial plan

Estate Planning

 Is a Spousal Lifetime Access Trust Right for You?

Spousal lifetime access trusts, or SLATs, are a popular tool used for lifetime giving. See why more couples are using them.
 Typically used as a planning technique between married couples, SLATs can also be set up in other relationships, such as siblings.

Will Creech

Wealth Planning Strategist

Estate Planning

Retirement Account Beneficiaries: What You Need to Know

Choosing beneficiaries for your retirement accounts is different from other assets distributed via your will. Here's what you need to know.
You have many options when planning how your retirement accounts will transfer.
Estate Planning

Estate Planning Documents To Consider

Understand what types of documents you need for estate planning.
The five documents discussed in this article serve as the foundation for an estate plan.

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Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results. Asset allocation, dollar cost averaging and diversification do not guarantee a profit or protect against loss. There is no guarantee that a strategy will achieve its goal.

First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, Equal Housing Lender; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Bank deposit products are offered by First Citizens Bank, Member FDIC.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.