Insurance

Protect and maintain your financial stability

Coordinated insurance strategies designed for you

Insurance offerings are constantly evolving, and the impacts of unexpected financial and health events can be devastating without the right preparation. Together, we'll analyze your insurance needs and review current coverage to help you prepare for the future and protect your legacy.

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Our Approach

Integrated asset protection services

Your dedicated First Citizens Wealth team can help you understand the vital roles insurance and protection planning play in your complete financial picture—all in one place.

  • Proven experience

    With extensive experience in asset protection and risk management, our wealth professionals will ensure your coverage protects what matters to you.

  • A holistic approach

    As part of your comprehensive financial team, we're well-positioned to understand your needs and align insurance coverage to meet them.

  • Financial legacy protection

    Our wide range of asset protection services are tailored to the unique demands of high-net-worth individuals and their assets.

Insurance At a Glance
A range of policies for comprehensive protection

Life insurance

Life insurance is a key pillar of financial planning and provides stability when it's needed the most. We'll show you how it can also support your estate plan and provide key person insurance for your business.

Long-term care insurance

We can help protect your assets and provide direction for your family with a comprehensive long-term care policy.

Home and property insurance

Our high-value home and property policies are integrated into the financing process and can help preserve your lifestyle by covering vacation properties, boats and more.

Umbrella insurance

Our umbrella policies are designed to fill in coverage gaps and offer enhanced liability protection outside the scope of traditional plans.

Collectibles insurance

Your collections of jewelry, art and specialty vehicles are both assets and investments. We'll ensure they're protected with customized policies.

Insurance Insights
A few insights for your financial plan

Insurance

Protect your wealth with liability insurance

Explore the importance of liability coverage to preserve your wealth and safeguard your financial security.
If you're considered a high-net-worth individual, this makes it essential to ensure all your liability exposure is adequately covered.
Insurance

Having the long-term care planning talk

Aging is inevitable, and we owe it to our loved ones to get on the same page and plan for their future.
Creating a plan for your own or your parents' aging can seem daunting, but starting early enough and having an open dialogue can make the process go much more smoothly.

Kelly Sullivan

Manager of Life Insurance Sales, VP, First Citizens Center

Insurance

High-net-worth property insurance considerations

Learn about insurance considerations specific to high-net-worth properties.
With higher-value homes—and what's stored inside them—comes a greater need to ensure they're adequately covered for the risks associated with homeownership.
Explore More Insights

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth® (FCW) is a registered trademark of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, visit FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.