Qualified Retirement Plan

Create the right retirement plan for your employees

An employee retirement plan may be one of the most complex areas of your financial strategy. And it's also one of the most important. A strong retirement plan can attract and retain quality employees who provide long-term value to your clients, business and bottom line.

We're here to help turn your qualified retirement plan into a competitive advantage. Our team of retirement plan consultants will support you with the level of involvement that makes sense for your company and needs. As a partner, we can offer fiduciary support, solutions for day-to-day administration assistance and consultation on the selection and monitoring of investment managers and alternatives through First Citizens Bank Trust.

Fiduciary Services

We're committed to providing consultation and assistance at all stages of the planning process and beyond. We can work with you and your organization through a variety of fiduciary capacities, including trustee services, ERISA 3(21) and 3(38) services.

Investment Services

We offer investment consultation to help meet fiduciary responsibilities for your plan's investments. Depending on the needs, objectives and structure of your plan, you'll have access to a complete range of investment alternatives.

Plan Design Consultation

Our experienced retirement plan consultants will work with you and your committee to help design and implement a plan that meets your organization's one-of-a kind needs.


We believe it's important for your organization to understand your plan's success by benchmarking its key elements against industry standards. This type of service can help when making decisions related to cost and participant success.


We can help you educate stakeholder groups about your plan structure, investments and benefits. We provide fiduciary education for your committee and employees.

Boost your competitive edge with an employee retirement plan

Asset Management

Simplify your financial life

Our asset management solutions are customized for you and designed to streamline your financials.
Investment Management

Build an investment plan that lasts

We keep an eye on your long-term goals and avoid trends that come and go.

A few financial insights for your life

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Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, Equal Housing Lender; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Bank deposit products are offered by First Citizens Bank, Member FDIC.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.