Banking Services

Conveniently manage your financial life.

When it comes to your money, it's important to have a financial plan designed to meet—and exceed—your goals. We can help you manage your wealth, and give you access to the traditional banking services you need.

At First Citizens Wealth Management, you will receive concierge-level service for all of your banking needs. Working with your Private Banker—and leveraging the comprehensive experience of our Wealth Management team—you can benefit from the right mix of deposit, credit card, lending, mortgage, savings and services to help you meet your goals.

Whatever your financial situation, your Private Banker will help you understand your options, provide the information you need to make informed choices and simplify your money management.

The benefits of private banking at First Citizens include a variety of banking products and services.

Deposit Services:

Your Private Banker can help ensure you have the right types of bank accounts so you can manage your financial life effectively. We offer a variety of banking services to meet your needs:

  • Checking and savings accounts1
  • Higher purchase and ATM withdrawal limits on Visa® Debit Card
  • Unlimited use of non-First Citizens ATMs3
  • Free specialty designed checks, traveler's checks, cashier's checks4 and money orders
  • Foreign currency service
  • Account management options, including Digital Banking and Mobile & Tablet Banking5 with Alerts

We also offer an Asset Management Account2, that combines the features of a brokerage account at First Citizens Investor Services with a checking account at First Citizens Bank. This account simplifies the way you invest, and gives you greater flexibility to manage your finances through one consolidated account. An Asset Management Account:

  • Provides the benefits of a traditional checking account from which you can write checks, pay bills and make purchases
  • Provides you with a variety of money market options to ensure your money is working all the time.

Lending services1

The purpose of credit is to achieve your ambitions in a way that protects and enhances your financial life. Your Wealth Management Advisor can help you borrow smarter and better.

We're here to help you understand the credit options available to you, and work with you to choose an effective approach to planning and borrowing. Types of lending include:

  • Mortgage & Home Equity lines
  • Personal Loans and Lines of credit
  • Business Lending
  • Credit Cards with rewards
  • Investment Secured Loans and Lines of Credit