Personal Insurance

Peace of mind for the things that matter most

Be proactive and prepared with a personal insurance plan

Life is full of surprises. Personal insurance plans for your life, home, car, family and pets put you in a position to handle challenges when they arise.

Vehicle Insurance

Get coverage for all the ways you get from here to there.

  • Customize your protection for your car, boat, motorcycle or recreational vehicle
  • Insure classic or collector cars
  • Get specialized coverage to meet your needs
  • Add optional roadside assistance

Property Insurance

Protect your home and the people in it from the unexpected.

  • Cover your home, belongings and other property
  • Protect construction and renovation projects
  • Get coverage for an investment or rental property
  • Protect other high-value assets you own

Life Insurance

Give your loved ones a sense of security and maximize your estate.

  • Choose from a wide range of life insurance products
  • Get coverage in case of disability
  • Put plans in place for long-term care

Pet Insurance

Protect your pet and your budget in case illness or accident strikes.

  • Cover vet bills for accidents, illnesses and diagnostic tests
  • Get optional wellness coverage for routine care
  • Visit general, specialist or emergency vets worldwide

Umbrella Insurance

Get extra protection that extends beyond your standard insurance policy.

  • Find additional coverage at an affordable price
  • Cover personal lawsuits and legal fees
  • Protect yourself, your family and belongings while traveling
  • Expand your policy to include your home or vehicle

Accident Insurance

Give your financial security and peace of mind a boost with accident insurance.

  • Protect yourself and your loved ones with the right level of coverage
  • Get benefits to help pay for out-of-pocket medical expenses and other costs
  • Plan ahead for the unexpected with a financial safety net
My Insurance Center

Get 24/7 insurance access from any device

File a claim and upload photos

Access your auto ID cards

Update driver and vehicle status

My Insurance Center

Get 24/7 insurance access from any device

File a claim and upload photos

My Insurance Center

Get 24/7 insurance access from any device

Access your auto ID cards

My Insurance Center

Get 24/7 insurance access from any device

Update driver and vehicle status

Personal Insurance Services FAQ

People often ask us

Personal insurance protects your family and finances against unexpected events and risks. It safeguards your personal assets, health and well-being, which gives you peace or mind and security. Personal insurance includes health insurance, life insurance, property insurance, auto insurance, homeowners insurance and liability insurance.

There are several types of personal insurance.

  • Health insurance covers medical expenses like doctor visits, hospital stays, medications and surgeries. It helps you get needed medical care without incurring exorbitant costs. Plans, coverage and premiums may vary.
  • Auto insurance protects you and your vehicle in case of accidents, theft or damage. It includes liability coverage, collision coverage and comprehensive coverage.
  • Homeowners insurance, including renters insurance, covers your home and its contents against damage or loss caused by fire, theft, vandalism or natural disasters. Renters insurance covers the belongings within a rented property.
  • Life insurance offers financial protection to your loved ones in the event of your death. It provides a lump-sum payment to your beneficiaries. There are various types of life insurance policies, including term life insurance, whole life insurance and universal life insurance.
  • Disability insurance provides income replacement if you become disabled and are unable to work. It ensures that you can still cover your living expenses and maintain your standard of living during such difficult times.
  • Personal liability insurance protects you from potential lawsuits and financial loss if you're held responsible for injuring someone or causing property damage. It covers legal fees, medical expenses and settlements or judgments.

Assess your risks and contact an insurance agent to choose the best type of personal insurance coverage for you.

The cost of personal insurance coverage depends on a number of variables, including your chosen plan, selected coverages, your health, value of property and a number of other factors. To get a true picture of the cost of personal insurance coverages, contact an insurance agent to discuss your needs and options.

Yes. Personal insurance may provide rental car coverage. However, it depends on the specific terms and conditions of your auto insurance policy. Many policies include rental car coverage as an extension of your regular policy. When renting a car, be sure to check with your insurance provider to understand what coverage is already included in your personal auto insurance policy.

Personal Insurance Insights

A few financial insights for your life

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Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

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