Cell Phone Protection

Get cell phone protection with your First Citizens credit card

Automatic Enrollment

Simply use your credit card to pay your monthly bill to qualify.

Cost-Effective

First Citizens Visa® Credit Card holders get phone coverage at no cost.1

Comprehensive

This cell phone protection policy covers stolen and damaged phones.

Keep your phone in good hands

No enrollment necessary

Your coverage begins the first day of the calendar month following your first cell phone bill payment with your credit card.

Share peace of mind

The policy covers up to $500 per claim. There's a maximum of two claims in a 12-month period with a $50 deductible per claim.1

FAQ
People often ask us

1. Cell Phone Protection is subject to a $50 deductible and maximum benefit limit of $500 per occurrence. Protection covers cell phones billed to your First Citizens Visa Credit Card, subject to a maximum of two claims per rolling twelve-month period. This benefit does not cover cell phones that are lost. For complete details, please refer to Your Guide to Benefits for Visa Signature Cardholders (PDF), Opens in a new tab or Your Guide to Benefits for Visa Traditional Cardholders (PDF), Opens in a new tab.

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NMLSR ID 503941