Managing Your Money

Zero Balance Accounts

Summary of service

This powerful cash flow tool automatically consolidates funds from one or more Commercial Analysis Accounts into a designated master account at the end of your daily account processing.

Essentials to know

  • Your Zero Balance Accounts will continue with no change at First Citizens. Designated master and sub accounts will continue to sweep daily as they do currently.

People often ask us

No. Your Zero Balance Account, or ZBA, will transition to First Citizens with no change to how it operates.

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