Managing Your Money

Commercial Analysis Account

Summary of service

Commercial Analysis aggregates your company's deposit accounts into a single relationship, with all facets of the accounts working together for your benefit. In addition to gaining greater control and oversight, you accrue earnings credits on your combined balances that can offset some or all service charges.

Essentials to know

  • Balances in your Analysis Business Checking or Business Checking with Interest accounts will continue to be combined to calculate your earnings credit.
  • The billing date will change to the 5th business day of the month for the prior month. In addition, deficits or excess credit will carry forward for non-standard analysis cycles to provide more accurate billing.
  • You'll have access to 13 past cycle statements in Commercial Advantage, and requests can be made for up to 7 years of history.

People often ask us

Your account will be debited on the 5th business day of the month for the prior month.

You'll be able to access your analysis statements in Commercial Advantage under the Reporting tab, followed by selecting eStatements.

You'll have access to 13 cycles of information in Commercial Advantage. Historical records can be requested up to 7 years—however, there may be a fee involved.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.