Moving Your Money

View the International Wire Quick Reference Guide (PDF) to learn more about wires. Important note: Customers familiar with initiating a USD-to-USD or FX wire will now initiate a new payment as a Wire – International payment type.

The Get Rate feature is a 60-second countdown clock allowing a customer to receive an approved rate on the day you want the wire to be sent to the bank. In order to send an international wire, you'll first need to open Get Rate, then select Trade to execute the wire. For assistance in using the Get Rate feature, view our Create an International Wire Needs Rate Alert (PDF).

All wires (commercial and consumer) with a beneficiary bank outside of the continental US and its territories and associated states are required to be entered as international wires.

US territories and associated states:

• American Samoa
• Federated States of Micronesia
• Guam
• Midway Islands
• Northern Mariana Islands
• Puerto Rico
• Republic of Palau
• Republic of the Marshall Islands
• US Virgin Islands

For more information, review the International Wire Quick Reference Guide (PDF) and the Create an International Wire Needs Rate Alert (PDF).

All wire transactions submitted prior to 4 pm ET Monday through Friday—excluding bank holidays—will be processed the same day for delivery.

No. First Citizens doesn't support Wire Fax Advice. If you were previously enrolled in Wire Fax Advice, you'll now receive Email Advise Notifications. If you want to be enrolled in this service, visit your local branch to complete the required enrollment process.

Your USD-to-USD templates will transition to Needs Repair status and will require one or more fields be updated prior to use. Your FX wire templates didn't transition to Commercial Advantage and will need to be re-created starting July 18.