A better banking partner for your agribusiness

Agriculture isn't just a business—it's a way of life. From family farms to agribusiness operations, your financial needs are unique, seasonal and rooted in deep local ties.

That's why we offer a full-service banking experience tailored for agribusiness—with industry knowledge, flexible payment options and a dedicated team that moves fast to help you grow, plan and thrive. Discover the difference of banking where your priorities come first.

Start

Make wise financial decisions and position yourself for success from the start.

Grow

For more than 100 years, we've helped family farms, suppliers and retailers grow.

Expand

Whether you're looking to expand to a new crop or a new county, we're here to help.

Products & Services
Full-service agribusiness banking built around your needs

Loans and lines of credit

Bridge the gap between your business and your dreams with a loan built to make your business grow.

Equipment financing and leasing

Finance the equipment and machinery you need to keep pace without depleting your working capital.

Deposit accounts

Manage your business better with the checking, savings, CD or money market savings account that's right for you.

Cash management services

Do more with your money by smoothing your cash flow and ensuring liquidity.

Retirement plans

Plan wisely for your retirement with our guidance.D

Investment services

Make your future better with investing choicesD that reflect your aspirations.

Customized banking solutions for every type of agribusiness

  • Christmas trees and timber
  • Row crops
  • Processing
  • Agriculture equipment
  • Poultry and livestock
  • Nursery and floral

Choose First Citizens
Your strategic banking partner

We've spent over a century helping agribusinesses thrive. From family farms to large-scale operations, our team understands your seasonal needs, cash flow cycles and local market challenges—and we move quickly to deliver customized solutions.

Whether you're expanding, upgrading equipment or planning for the future, we offer more than lending—we offer a full banking relationship. Connect with a banker who knows your business and is ready to help you grow.

Account openings and credit are subject to bank approval.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth® (FCW) is a registered trademark of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, visit FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941