Information About Your Money

Account Reconciliation Plan

Summary of service

Account Reconciliation Plan, or ARP, reconciles your company's bank statements. It's available in several versions: Full Reconciliation, Partial Reconciliation and Deposit Reconciliation. Full Reconciliation is often paired with Check Positive Pay to maximize fraud protection.

Essentials to know

  • Full Account Reconciliations will now arrive via paper statements monthly. Also, an electronic file of your paid checks and outstanding check issues will be delivered monthly through Data Exchange Services, our direct transmission application, if enrolled.
  • You'll be able to upload your check issue files in Commercial Advantage.
  • You won't have the ability to look back to see if there was ever a stop payment on a check. Instead, you can use your paper recon to review the check status.
  • First Citizens maintenance requests are available after overnight processing.
FAQ

People often ask us

No. First Citizens doesn't offer real-time account reconciliation. Instead, you'll receive a paper reconciliation once a month. You'll also receive an electronic file of your paid checks and outstanding issues utilizing our Data Exchange Service, or DES, if enrolled. First Citizens maintenance requests are available after overnight processing. For additional information, view the DES page.

Voided check information may be added to the check issue file that is submitted using Commercial Advantage, Digital Banking or DES.

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