Small Business Acceleration

Accelerate your business success

We'll help you grow your business

Our customized banking solutions are tailored to support your unique business goals, from optimizing cash flow to streamlining payments or funding your next capital investment.

You'll benefit from the personalized services of a local banker who understands your business, as well our commitment to long-term relationships to support your growth both now and in the future.

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Glover Construction and First Citizens

Catherine Glover Frazier

Vice President, Glover Construction

Catherine: Glover Construction was founded in 1952 by my granddad, who at almost 92 still works every day. And now as we enter the third generation, we are the heavy earth-moving mass excavation company.

First Citizens Bank x Glover Construction: Meeting your ambition at every stage

Matt Glover

President, Glover Construction

Matt: When I started here 44 years ago, a lot of work we did was just on a handshake deal. My dad taught me the value of relationships a long time ago.

Catherine: When we moved over to First Citizens, we moved because we felt that the relationship was there. That wasn't there with our other banks. And at the end of the day, to run your business, you need those relationships.

Matt: My dad has always taught me to treat our employees not only with respect, but to take care of their needs. And that's what we expect from people that we do business with and banks included. And we feel like at First Citizens Bank, that they'll take care of our needs as well.

The banks grow and change. Oftentimes, you lose that. Well, that's not the case with First Citizens Bank.

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First Citizens Bank®

FirstCitizens.com

The views expressed are solely those of the authors and do not necessarily reflect the views of First-Citizens Bank & Trust Company or any of its affiliates. Companies listed are independent third parties and are not affiliated with First-Citizens Bank & Trust Company. All third-party trademarks (including logos, trade names, service marks, and icons) referenced herein remain the property of their respective owners.

©2025 First-Citizens Bank & Trust Company. All rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc. Equal Housing Lender. Member FDIC.

Products & Services
Solutions for your business

Banking

From applying for a business credit card to opening a business checking account online, we make managing your everyday finances simple.

Treasury services

Streamline your payment processes, protect against fraud and manage receivables efficiently with our treasury solutions.

Financing

Get the funding you need to grow your business. From small business vehicle financing to working capital loans, we provide flexible options to help you succeed.

Merchant processing

Enhance the way you accept payments with the tools and technology that are right for your business.

Is your bank built to support your growth?
5 signs it's time to change banks

First Citizens Bank's team of specialists ensure your growth strategy is always in focus. For over 125 years, we've
supported businesses with reliable partnerships and commitment to the markets we serve.

Can your bank say the same? These five signs indicate that it may be time to make the switch.


Sign 1
Generic advice

Feeling spread too thin as your business grows? A dedicated banking partner provides the tailored support and streamlined financial strategies you need to scale efficiently.

Sign 2
Impersonal service

Tired of banks that don’t understand your specific needs? Get personalized attention from a banker who understands the unique challenges of your market. Whether in person or online, we’ll meet you where you are.

Sign 3
Missed opportunities

Inefficient processes and manual tasks can directly impact your cash flow and competitive edge. Instead, automate workflows while maintaining detailed insights into your finances to make smarter, data-driven decisions.

Sign 4
Industry disconnect

Generic advice slows growth. From HVAC to healthcare, partner with bankers that know your industry and can offer tailored insights on emerging trends and strategic advantages for your business.

Sign 5
Unmet needs

Tired of a bank that can’t keep up with your growing needs? Find a banking partner that empowers your growth with tailored cash flow management, expansion capital, automation tools, and strategic financial planning.

Choose First Citizens
Partnering with you

  • Strengthen foundations: Discuss cash flow strategies and other tools to build the base of your success.
  • Scale quickly: Develop long-term strategies with banking that fuels your business growth.
  • Mature strategically: You're backed by bankers who understand your unique business objectives.
  • Long-term success: We're committed to helping you achieve your business goals now, and in the future.
Martin's Distribution: A partnership based on trust, growth & friendship

Giovanna Prieto, VP Operations, Martin's Distribution: When my dad was starting Martin's Distribution, we would all come home from school, get all our homework done and help pack spices. Fast-forward to now, Martin's Distribution has over 900 products, and we deliver all around.

First Citizens Bank x Martin's Distribution

Meeting your ambition at every stage

Martin Prieto, CEO, Martin's Distribution: We met Juan about 15 years ago, and he's the main reason why we are with First Citizens.

Juan Tisera, SVP, Commercial Banker II, First Citizens Bank: Martin was growing rapidly, but the tools that he was using in his previous bank were really elementary for his type of business. I was able to give him advice on how to manage his working capital and how to start using the lending tools that the bank provides. We were able to expand his fleet from four or five trucks to almost 20.

Giovanna: We went from a 10,000-square foot facility to a 35,000-square foot facility.

Martin: You can put your money anywhere, but First Citizens brings key players like Juan that understand our business.

Giovanna: We appreciate that Juan sees our vision. He cares for this like it's his own.

First Citizens Bank®

FirstCitizens.com

The views expressed are solely those of the authors and do not necessarily reflect the views of First-Citizens Bank & Trust Company or any of its affiliates. Companies listed are independent third parties and are not affiliated with First-Citizens Bank and Trust Company. All third-party trademarks (including logos, trade names, service marks, and icons) referenced herein remains the property of their respective owners.

©2025 First-Citizens Bank & Trust Company. All rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc.

Equal Housing Lender. Member FDIC.

Account openings and credit are subject to bank approval.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

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