Come to the bank that puts your business first

At First Citizens, we recognize that every business has unique needs. With tailored banking solutions and a dedicated relationship manager who understands your business, we're here to provide the resources and attention you need to thrive.

Discover the difference of banking where your priorities come first.

Glover Construction and First Citizens

Catherine Glover Frazier

Vice President, Glover Construction

Catherine: Glover Construction was founded in 1952 by my granddad, who at almost 92 still works every day. And now as we enter the third generation, we are the heavy earth-moving mass excavation company.

First Citizens Bank x Glover Construction: Meeting your ambition at every stage

Matt Glover

President, Glover Construction

Matt: When I started here 44 years ago, a lot of work we did was just on a handshake deal. My dad taught me the value of relationships a long time ago.

Catherine: When we moved over to First Citizens, we moved because we felt that the relationship was there. That wasn't there with our other banks. And at the end of the day, to run your business, you need those relationships.

Matt: My dad has always taught me to treat our employees not only with respect, but to take care of their needs. And that's what we expect from people that we do business with and banks included. And we feel like at First Citizens Bank, that they'll take care of our needs as well.

The banks grow and change. Oftentimes, you lose that. Well, that's not the case with First Citizens Bank.

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First Citizens Bank®

FirstCitizens.com

The views expressed are solely those of the authors and do not necessarily reflect the views of First-Citizens Bank & Trust Company or any of its affiliates. Companies listed are independent third parties and are not affiliated with First-Citizens Bank & Trust Company. All third-party trademarks (including logos, trade names, service marks, and icons) referenced herein remain the property of their respective owners.

©2025 First-Citizens Bank & Trust Company. All rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc. Equal Housing Lender. Member FDIC.

Relationship banking defined

Our Forever First® promise guides how we work together to make sure you have today covered and tomorrow planned.

Local means just that

Our area business bankers are part of your community and know the economic drivers shaping growth opportunities.

Industry-specific knowledge

Backed by market intelligence and years of experience, we're here to help your business grow and prosper.

Supporting businesses with personalized banking solutions

Healthcare
Commercial Real Estate Loan

$1,011,500

Olympia Veterinary Hospital
Professional Services
Equipment Finance

$1,800,000

Signature Landscape
Professional Services
Commercial Real Estate Line of Credit

$2,830,000

Sky Heating & Air Conditioning

Partnering With You
Your strategic banking partner

Our experienced business bankers take the time to understand your unique objectives, industry challenges and growth opportunities. Through in-depth consultations, we work with you to develop a customized strategy that aligns with your goals, ensuring you have the right financial tools and solutions in place to thrive in today's competitive market.

Whether it's optimizing cash flow, accessing capital or planning for long-term objectives, we're here to provide expert guidance every step of the way. By combining our industry insights with a personalized approach, we help your business build a strong foundation for continued success.

Your Strategic Banking Partner

First Citizens Bank x Martin's Distribution

Meeting your ambition at every stage

Giovanna Prieto, VP Operations, Martin's Distribution: When my dad was starting Martin's Distribution, we would all come home from school, get all our homework done and help pack spices. Fast-forward to now, Martin's Distribution has over 900 products, and we deliver all around.

Martin Prieto, CEO, Martin's Distribution: We met Juan about 15 years ago, and he's the main reason why we are with First Citizens.

Juan Tisera, SVP, Commercial Banker II, First Citizens Bank: Martin was growing rapidly, but the tools that he was using in his previous bank were really elementary for his type of business. I was able to give him advice on how to manage his working capital and how to start using the lending tools that the bank provides. We were able to expand his fleet from four or five trucks to almost 20.

Giovanna: We went from a 10,000-square foot facility to a 35,000-square foot facility.

Martin: You can put your money anywhere, but First Citizens brings key players like Juan that understand our business.

Giovanna: We appreciate that Juan sees our vision. He cares for this like it's his own.

First Citizens Bank®

FirstCitizens.com

The views expressed are solely those of the authors and do not necessarily reflect the views of First-Citizens Bank & Trust Company or any of its affiliates. Companies listed are independent third parties and are not affiliated with First-Citizens Bank and Trust Company. All third-party trademarks (including logos, trade names, service marks, and icons) referenced herein remains the property of their respective owners.

©2025 First-Citizens Bank & Trust Company. All rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc.

Equal Housing Lender. Member FDIC.

Next steps
How to bank with us

Switching to First Citizens is simple and seamless—with minimal disruption and a dedicated transition team to guide you every step of the way.

Step 1
Contact us

Select Connect Now and complete our quick contact form, or choose Find a Business Banker to get in touch with an associate from our team.

Step 2
Free consultation

We'll reach out to discuss your business goals and objectives, gaining a clear understanding of your needs. Together, we'll identify the optimal banking solutions to help your business succeed.

Step 3
Onboarding

To ensure a seamless onboarding process, our transition team will guide you through account setup and help establish all necessary services to get you started with ease.

Step 4
Ongoing support

Our dedicated banking team provides continuous, personalized service to help support your short- and long-term business goals.

Why Choose First Citizens?
We drive success for your business

We're committed to being more than just your bank—we're your partner in achieving sustainable success.

Choose a banking partner that's invested in your growth, your goals and your future. Together, let's build a foundation for lasting success.

Award-winning business banking

Account openings are subject to bank approval.

For a list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services (PDF).

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

First Citizens Bank & Trust Company is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941