What do you want your retirement to be? No one knows what tomorrow will look like. But we do know that a happy and comfortable retirement never happens by accident. It takes work and planning to build and protect your resources, and then use them effectively. Here are a few questions to consider:
- How long until you retire?
- Have you made your list of what you want to do in retirement?
- Will you outlive your retirement savings?
- How will your cash flow change over time?
- Are you investing properly for retirement?
- Do you anticipate needing to plan for long-term health care?
- Are you prepared for life’s unforeseen events?
- How do you want your estate to be handled?
There is a lot to think about. At First Citizens Wealth Management we can help you answer questions like these and more. Together, we can work to create a retirement plan that will help you realize your goals. Your Wealth Advisor can guide you along the way and bring together a dedicated team with experience in Investments, Estate Planning, Charitable Giving, Insurance, and more.
Creating your retirement plan is only the beginning. Once your plan is in place, your Wealth Advisor will connect with you regularly to monitor your retirement objectives, and refine your financial strategies to ensure that you are moving in the right direction.
First Citizens Wealth Management is a joint marketing mark of First Citizens Bank & Trust Company; First Citizens Investor Services, Inc., Member FINRA, Opens in a new tab/SIPC, Opens in a new tab, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.
Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. Member FINRA, Opens in a new tab/SIPC, Opens in a new tab. First Citizens Asset Management, Inc. provides investment advisory services. Check the background of this firm on FINRA’s BrokerCheck, Opens in a new tab.