Wealth Insights

Helping you navigate your financial future

Planning

Tips for Finding the Perfect Seasonal Residence

Ask yourself these questions before making a decision on a second home.
There are several factors to consider before adding a new property to your real estate portfolio.
Estate Planning

Providing for a Loved One With a Special Needs Trust

A special needs trust can help you provide a lifeline for a loved one who's unable to manage on their own.
There are things, like occupational therapies, that government programs like Medicaid provide that could be prohibitively expensive if you're paying for them personally.
Liquidity

Tips To Navigate Mortgages as an Entrepreneur

Learn these strategies to make home financing a simpler, smoother process as a business owner.
Tax implications are a key consideration when obtaining a new loan.
Planning

Is Private Banking Right For You?

Here are some of the benefits you can expect if you choose a private bank for your financial needs.
The essence of a private bank is reflected in the quality and longevity of the relationships it forges over time.
Planning

Q1 2024 Quarterly Positioning

Patrick Nolan discusses investment strategies for the first quarter and throughout 2024 to help navigate potential market challenges.
Planning

5 Ways To Transfer a Home to Your Child

For parents looking to transfer, gift or facilitate property ownership for an adult child, there are a few key things to consider.
When you include your adult child on the title to your home, you now have exposed your home to your child's creditors.
Planning

Understanding the TCJA Estate & Gift Tax Sunset

We believe estate and gift tax exemptions will change in 2026. Here's what you need to know.
While it’s possible the increased estate and gift tax thresholds may be extended or made permanent by legislation, we believe the exemption amounts will return to 2017 levels in 2026.
Retirement

How the SECURE Act Impacts Inherited IRAs

Beneficiaries of an inherited IRA may have to withdraw all the money in the account within 10 years. Find out if the rules apply to you.
Under the SECURE Act, rules for inherited IRAs can be tricky to navigate and have significant tax consequences.
Philanthropic and Charitable

Things to Know When Considering an Endowment

If you're considering an endowment for your charitable organization, here are some answers to common questions to help you get started.
Establishing an endowment is a considerable commitment that can have a lasting impact on nonprofits and the generous donors who support them.
Technology

Intro to Generative AI

Phillip Neuhart, Director of Market and Economic Research at First Citizens, and Milton Santiago, Global Head of Digital Services at Silicon Valley Bank, offer an introduction to generative AI.
Insurance

Protect Your Wealth With Liability Insurance

Explore the importance of liability coverage to preserve your wealth and safeguard your financial security.
If you're considered a high-net-worth individual, this makes it essential to ensure all your liability exposure is adequately covered.
Insurance

Having the Long-Term Care Planning Talk

Aging is inevitable, and we owe it to our loved ones to get on the same page and plan for their future.
Creating a plan for your own or your parents' aging can seem daunting, but starting early enough and having an open dialogue can make the process go much more smoothly.
Planning

Q&A: Institutional Portfolio Strategy

Phillip Neuhart and Craig Letendre discuss challenges and opportunities for institutional investors.
Planning

Things to Consider Before Traveling This Summer

Do you have plans to travel soon? Take these considerations into account before heading out so you can give yourself peace of mind.
If you're planning a long holiday, it's especially important to have a plan in place to protect your loved ones and assets if something unexpected happens.
Retirement

Using ESOPs for Your Business Exit Strategy

Understanding how an employee stock ownership plan, or ESOP, can benefit your business exit strategy could set you up for greater success.
While ESOPs can have a positive impact on a company, it’s important to understand the ins and outs of establishing one—including how they’re structured and their potential tax advantages.
Planning

Investing for Financial Goals with Different Time Horizons

Learn about investment opportunities for goals with different time horizons.
As with any other type of goal setting, start with the end in mind.

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