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Apple Pay® is here.

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An easier, secure way
to pay on the go.

Checking out at your favorite stores has never been easier. Apple Pay® is fast, secure and works seamlessly with your First Citizens Visa® Credit and Debit cards.

Step 1: Link

Link your First Citizens Visa® Credit and Debit cards to your eligible Apple device.

Step 2: Pay

To pay, use Touch ID™ and hold your phone near the reader at checkout.

Step 3: View

View recent transactions and card activity with the First Citizens Mobile Banking App.

Use our free Mobile & Tablet App to track your purchases.

Our app lets you:

  • Check account balances
  • Deposit checks right from your phone
  • Pay bills and more

Download the Digital Banking Mobile & Tablet app on iTunes®

Eligible Cards

All consumer First Citizens Visa® Credit and Debit cards work with Apple Pay®. You will still receive the same rewards and earnings using this payment method.

Need to open a checking account? Learn more.
Need to apply for a credit card? Learn more.

FAQ

Which devices can I use with Apple Pay®?
For a list of eligible devices, visit Apple here.
Which First Citizens cards will work with Apple Pay®?
All Consumer First Citizens Visa® Credit and Debit cards are eligible excluding: Equity Line of Credit cards and First Citizens Visa® Gift Cards.
How safe is Apple Pay®?
Because Apple Pay® relies on fingerprint identification, only you can use it. Your actual credit or debit card information is never shared with merchants or with Apple. Learn more.
Who accepts Apple Pay®?
For a full list of participating retailers, click here, or look for the contactless payment symbol at checkout.
How do I set my First Citizens card as my default card to use?
To set your default card, go to Wallet in your iPhone settings.
Are Apple Pay® purchases covered by fraud protection?
Yes, Visa's Zero Liability Guarantee covers fraudulent purchases made with your First Citizens Visa® Credit and Debit cards, even through Apple Pay®.
How will I know when a payment is successful?
After completing a payment through Apple Pay®, a confirmation will appear in the Wallet app on your iPhone®.
Is Apple Pay® free to use?
First Citizens does not charge to use Apple Pay®. Your mobile carrier may apply charges based on your data plan.
What if I need help with Apple Pay®?
We're here to help. Contact us or learn more about Apple Pay® here.
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