Apple Pay® is here.


An easier, secure way
to pay on the go.

Checking out at your favorite stores has never been easier. Apple Pay® is fast, secure and works seamlessly with your First Citizens Visa® Credit and Debit cards.

Three steps to get started

Step 1: Link

Link your First Citizens Visa Credit and Debit cards to your eligible Apple device.

Step 1: Link

Step 2: Pay

To pay, use Touch ID™ and hold your phone near the reader at checkout.

Step 2: Pay

Step 3: View

View recent transactions and card activity with the First Citizens Mobile Banking App.

Step 3: View


Use our free Mobile & Tablet App to track your purchases.

Our app lets you:

  • Check account balances
  • Deposit checks right from your phone
  • Pay bills and more

Download the Digital Banking
Mobile & Tablet app on iTunes®

Available on the App Store
First Citizens Mobile Banking App

Eligible Cards

All consumer First Citizens Visa Credit and Debit cards work with Apple Pay. You will still receive the same rewards and earnings using this payment method.

Need to open a checking account? Learn more about opening a checking account.
Need to apply for a credit card? Learn more about applying for a card.


For a list of eligible devices, visit Apple here, Opens a modal dialog.
All Consumer First Citizens Visa® Credit and Debit cards are eligible excluding: Equity Line of Credit cards and First Citizens Visa® Gift Cards.
Yes! When you use your First Citizens Rewards® Card with Apple Pay®, you'll continue to enjoy all the same rewards, benefits, and protections that come with it.
Because Apple Pay® relies on fingerprint identification, only you can use it. Your actual credit or debit card information is never shared with merchants or with Apple. Learn more, Opens a modal dialog.
For a full list of participating retailers, click here, Opens a modal dialog, or look for the contactless payment symbol at checkout.
To set your default card, go to Wallet in your iPhone settings.
Yes, Visa's Zero Liability Guarantee covers fraudulent purchases made with your First Citizens Visa® Credit and Debit cards, even through Apple Pay®.
After completing a payment through Apple Pay®, a confirmation will appear in the Wallet app on your iPhone®.
First Citizens does not charge to use Apple Pay®. Your mobile carrier may apply charges based on your data plan.
We're here to help. Contact us or learn more about Apple Pay® here, Opens a modal dialog.