Savings

Manage your cash flow and improve your bottom line

Business Savings

A high-yield savings account that will grow with your business.

Money Market Savings

Maximize your savings potential with tiered interest rates.

Certificates of Deposit

Steady interest rates and flexible terms for your business needs.

You've worked hard to grow your business

Products for every stage

We can help you manage your cash flow. With options for both short- and long-term savings needs, you can rest easy knowing your liquid savings are secure.

Practical saving options

A sensible savings account is perfect for businesses of any size. A premium savings account offers the flexibility for your interest rate to grow right along with your money. Business certificates of deposit give your small business the ability to save for the future, with a variety of flexible terms available.

Best in class banking solutions

We understand how hard you work. Having a reliable financial partner can help take some of that stress off your plate and improve your bottom line. That's why we offer a variety of sensible commercial savings options.

Remote Image Deposit

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the First Citizens Visa Purchasing Card.
FAQ

People often ask us

We offer a variety of CDs, all with competitive interest rates. Premier Business Checking and Professional Business Checking customers earn preferred rates on CDs with a minimum deposit of $5,000. For current interest rates, contact your local First Citizens banker or visit your local branch.

A money market savings account delivers a higher interest rate on your liquid funds. And because our Premium Money Market Savings account offers tiered interest rates, the higher your balance, the more you earn.

To apply for a business savings account, talk with a Financial Services Representative at your local branch or call 888-FC-DIRECT (888-323-4732).

The documentation you need to open an account will vary based on your business type and business needs. The Business Account Requirements should provide a good place to start thinking about the documents that we'll ask for during the account opening process.

Account openings are subject to bank approval.

For complete list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.