Manage your cash flow and improve your bottom line
A high-yield savings account that will grow with your business.
Money Market Savings
Maximize your savings potential with tiered interest rates.
Certificates of Deposit
Steady interest rates and flexible terms for your business needs.
You've worked hard to grow your business
Products for every stage
We can help you manage your cash flow. With options for both short- and long-term savings needs, you can rest easy knowing your liquid savings are secure.
Practical saving options
A sensible savings account is perfect for businesses of any size. A premium savings account offers the flexibility for your interest rate to grow right along with your money. Business certificates of deposit give your small business the ability to save for the future, with a variety of flexible terms available.
Best in class banking solutions
We understand how hard you work. Having a reliable financial partner can help take some of that stress off your plate and improve your bottom line. That's why we offer a variety of sensible commercial savings options.
Deposit money from anywhere
Control business expenses
People often ask us
We offer a variety of CDs, all with competitive interest rates. Premier Business Checking and Professional Business Checking customers earn preferred rates on CDs with a minimum deposit of $5,000. For current interest rates, contact your local First Citizens banker or visit your local branch.
A money market savings account delivers a higher interest rate on your liquid funds. And because our Premium Money Market Savings account offers tiered interest rates, the higher your balance, the more you earn.
The documentation you need to open an account will vary based on your business type and business needs. The Business Account Requirements should provide a good place to start thinking about the documents that we'll ask for during the account opening process.
Account openings are subject to bank approval.
For complete list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.