BOB Advantage Fee Schedule

What you need to know about service charges.

Plus Package

Feature

Fee

Monthly fee

$65.00

Monthly service includes:

  • Previous Day Balance Reporting
    • Up to 5 checking, savings and CD accounts
    • Commercial/Business loans
    • Lines of credit & credit cards
  • 1,000 posted transactions
  • Loan Payments
  • Unlimited paid check/deposit images viewed
  • External Alerts
  • Intra-Day Reporting with Available Balance
  • Multi-User Access
  • Bill Pay Module (unlimited sessions plus unlimited bill payments using the service)
  • Book Transfers (internal)

Stop Payments (each)

$23.00

External transfers initiated/single item ACH (each)

$3.00

Tax payments (each)

$3.00

Additional checking, savings, & CD accounts (over 5) (each additional account, per month)

$5.00

Excess items (each excess item processed over 1,000 items)

$0.05

ACH (Automated Clearing House) Services

Service

Fee

Initial set-up/training

$50.00

ACH base module (per month)

$40.00

Additional training (per session)

$20.00

ACH transactions (each)

$0.15

ACH files processed (each)

$7.50

Additional company ID set-up (each)

$15.00

Wire Transfer Services

Service

Fee

Base module fee (per month)

$20.00

Domestic wire transactions (each outgoing wire)

$10.00

International wire transactions (each)

Price varies

Cash Concentration Service

Service

Fee

Initial set-up/training

$50.00

Base module fee (per month)

$40.00

Additional company ID set-up (each)

$15.00

Cash Concentration transactions (each)

$0.15

Same Day Reporting Service

Service

Fee

Controlled Disbursement (per month)

$20.00

Check Positive Pay Service (per month)

Service

Fee

Contact Cash Management Services

Price Varies

ACH Positive Pay Service (per month)

Service

Fee

Contact Cash Management Services

Price Varies

Quicken and Quickbooks (via Web Connect)

Access via Web ConnectD requires enrollment in First Citizens Digital Banking or BOB Advantage.

Service

Fee

Business Online Banking through Quickbooks®D Software

No Charge

Business Online Banking through Quicken®D Software

No Charge

Quicken and Quickbooks (via Direct Connect)

Access via Direct ConnectD requires enrollment in the Direct Connect service.

Service

Fee

Business Online Banking through Quickbooks software (8 sessions per month)

$11.95/month

Business Online Banking through Quicken software (8 sessions per month)

$5.95/month

Business Online Banking and Bill Pay through QuickBooks software (8 sessions plus 15 bill payments per month using the service)

$17.95/month

Business Online Banking and Bill Pay through Quicken software (8 sessions plus 15 bill payments per month using the service)

$13.95/month

Additional sessions using QuickBooks software

$0.75 each

Additional sessions using Quicken software

$0.50 each

Bill Payments in excess of 15 per month through QuickBooks software

$0.75 each

Bill Payments in excess of 15 per month through Quicken software

$0.50 each

Surcharge for use of business account with Quicken

$4.95/month

Basic Package

Feature

Fee

Monthly fee

No charge

Monthly Service Includes:

  • Previous Day Balance Reporting
    • Up to 3 checking, savings & CD accounts (with Commercial Analysis Program)
    • Unlimited checking, savings & CD accounts (with all other Business Checking plans)
    • Commercial/Business loans
    • Lines of credit & credit cards
  • 500 posted transactions (with Commercial Analysis Program)
  • Unlimited posted transactions (with all other Business Checking Plans)
  • Loan Payments
  • Unlimited paid check/deposit images viewed
  • External Alerts
  • Book Transfers (internal)
  • Intra-Day Reporting with Available Balance
  • Single-User Access
  • Bill Pay Module (unlimited sessions plus unlimited bill payments using the service)

Stop Payments (each)

$23.00

External transfers initiated/single item ACH (each)

$3.00

Tax payments (each)

$3.00

Additional checking, savings, & CD accounts (over three) (each additional account, per month, with Commercial Analysis Program only)

$15.00

Excess Item (each excess item processed over 500 items, with Commercial Analysis Program only)

$0.10

Multi-Users (in addition to primary User, per month)

$7.50

ACH (Automated Clearing House) Services

Service

Fee

Initial set-up/training

$50.00

ACH base module (per month, includes 25 ACH transactions)

$25.00

Additional training (per session)

$20.00

ACH transactions over first 25 transactions (each)

$1.00

Additional company ID set-up (each)

$25.00

Wire Transfer Services

Service

Fee

Base module fee (per month)

$15.00

Domestic wire transactions (each outgoing wire)

$15.00

Check Positive Pay Service (per month)

Service

Fee

Contact Cash Management Services

Price Varies

ACH Positive Pay Service (per month)

Service

Fee

Contact Cash Management Services

Price Varies

Quicken and Quickbooks (via Web Connect)

Access via Web ConnectD requires enrollment in First Citizens Digital Banking or BOB Advantage.

Service

Fee

Business Online Banking through Quickbooks®D Software

No Charge

Business Online Banking through Quicken®D Software

No Charge

Quicken and Quickbooks (via Direct Connect)

Access via Direct ConnectD requires enrollment in the Direct Connect service.

Service

Fee

Business Online Banking through Quickbooks software (8 sessions per month)

$11.95/month

Business Online Banking through Quicken software (8 sessions per month)

$5.95/month

Business Online Banking and Bill Pay through QuickBooks software (8 sessions plus 15 bill payments per month using the service)

$17.95/month

Business Online Banking and Bill Pay through Quicken software (8 sessions plus 15 bill payments per month using the service)

$13.95/month

Additional sessions using QuickBooks software

$0.75 each

Additional sessions using Quicken software

$0.50 each

Bill Payments in excess of 15 per month through QuickBooks software

$0.75 each

Bill Payments in excess of 15 per month through Quicken software

$0.50 each

Surcharge for use of business account with Quicken

$4.95/month

Quicken and QuickBooks are registered trademarks of Intuit, Inc. First Citizens Bank is not affiliated or associated with Intuit, Inc.

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