Our commitment to agribusiness dates back more than a century — when our earliest days as a small, family-run, rural bank were spent serving farmers, suppliers and related businesses in eastern North Carolina.
Today, we continue to understand the increasingly complex business of agriculture, its many opportunities and inherent risks. We are still a family controlled bank with a dedicated agribusiness team and a conservative approach to business.
Maximize Opportunities, Avoid Risks
We understand the way you work and the challenges you face, especially seasonal fluctuations in cash flow and credit requirements. Our dedicated agribusiness bankers have local knowledge of their market and the various crops grown in it. And we're fully committed to serving the wide range of agribusiness — from small family-owned farms, feed stores and equipment dealers, to major food processors, distributors and corporate enterprises.
Our agribusiness customers include individuals and businesses engaged in:
Harvesting and limited processing of row crops
Fruits and vegetables
Tailor Our Services to Fit Your Needs
Because of our experience and industry knowledge, we can tailor financial services packages to meet your specific needs — whether you represent a large operation or your own family farm.
Account openings and credit are subject to Bank approval.
1. Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. Member FINRA/SIPC.