Bank at Work

Add value to your employee benefits package — at no cost to your company

The First Citizens Bank at Work program is a great way to attract, reward and retain employees with time and money-saving benefits that include:

Checking

Interest-bearing Bank at Work checking account
No minimum balance requirement
No monthly service charges¹
Free checks
No-monthly-fee Visa^® Debit Card
No ATM fees on two non-First Citizens ATM transactions² each statement cycle No First Citizens ATM fees on non-First Citizens ATM transactions²
Overdraft protection

Savings

Bank at Work savings account
No minimum balance
No monthly maintenance fees
Preferred rates on Certificates of Deposit (CDs)

Mortgage

$500 toward mortgage loan origination fees³ when they apply for a First Citizens mortgage

Wealth Management

Free financial evaluation⁴

Other Banking Services

Free 3" x 5" safe deposit box or a credit toward the annual rental fee on a larger box (subject to availability)
Free Online Banking with Bill Pay
Free traditional traveler's checks, cashier's checks (limit of 5) and money orders (where available)

Are you an employee?

If your company already participates in the Bank at Work program, then start enjoying these benefits right away.

Open a Bank at Work accountOpen Now

Give back to your employees – at no added costTalk to First Citizens

+ View Legal Disclosures - Hide Legal Disclosures

Bank at Work is available to companies with 10 employees or more.

Account openings and credit are subject to Bank approval.

1. The following qualifiers are in place to avoid monthly service charges on Bank at Work checking: Customer must maintain direct deposit of pay into the Bank at Work checking account (at least one direct deposit per month is required), the customers employer must remain an active participant in the Bank at Work program and the customer must maintain continuous employment with the company through which the Bank at Work Program is offered. This offer is limited to one Bank at Work checking account per employee. This offer may be withdrawn or changed at any time without notice. Other restrictions and fees may apply.

2. Service fees may be charged by the third party ATM operator or owner or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 2% of the transaction amount.

3. Only one Bank at Work credit allowed per loan. The credit is only intended for the refinance or purchase of a primary home. The Bank at Work credit is not available on construction loans.

4. Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. Member FINRA/SIPC.