BOB Advantage Fee Schedule

Plus Package

Plus Package

Plus Package Features
Feature Fee
Monthly Fee $65.00
Monthly Service Includes:
  • Previous Day Balance Reporting
    • Up to 5 checking, savings and CD accounts
    • Commercial/Business loans
    • Lines of credit & credit cards
  • 1,000 posted transactions
  • Loan Payments
  • Unlimited paid check/deposit images viewed
  • External Alerts
  • Intra-Day Reporting with Available Balance
  • Multi-User Access
  • Bill Pay Module (unlimited sessions plus unlimited bill payments using the service)
  • BookTransfers (internal)
Stop Payments (each) $23.00
External Transfers Initiated/Single Item ACH (each) $3.00
Tax Payments (each) $3.00
Additional checking, savings, & CD accounts (over 5) (each additional account, per month) $5.00
Excess Items (each excess item processed over 1,000 items) $0.05
Plus Package Automated Clearing House Services
ACH (Automated Clearing House) Services Fee
Initial Set-up/Training $50.00
ACH Base Module (per month) $40.00
Additional Training (per session) $20.00
ACH Transactions (each) $0.14
ACH Files Processed (each) $6.00
Additional Company ID Set-Up (each) $15.00
Plus Package Wire Transfer Service
Wire Transfer Service Fee
Base Module Fee (per month) $20.00
Domestic Wire Transactions (each outgoing wire) $10.00
International Wire Transactions (each) Price varies
Plus Package Cash Concentration Service
Cash Concentration Service Fee
Initial Set-up/Training $50.00
Base Module Fee (per month) $30.00
Additional Company ID Set-Up (each) $15.00
Cash Concentration Transactions (each) $0.12
Plus Package Same Day Reporting Service
Same Day Reporting Service Fee
Controlled Disbursement (per month) $20.00
Plus Package Positive Pay Service
Positive Pay Service (per month) Fee
Contact Business & Treasury Services Customer Service Not Available
Plus Package A C H Monitor Service
ACH Monitor Service (per month) Fee
Contact Business & Treasury Services Customer Service Not Available
Plus Package - Quicken® and QuickBooks® via Web Connect
Quicken® and QuickBooks®
Quicken and QuickBooks (via Web Connect)1
Access via Web Connect requires enrollment in First Citizens Digital Banking or BOB Advantage.
Fee
Business Online Banking through QuickBooks software No charge
Business Online Banking through Quicken software No charge
Plus Package - Quicken and QuickBooks via Direct Connect
Quicken and QuickBooks (via Direct Connect)1
Access via Direct Connect requires enrollment in the Direct Connect service at www.firstcitizens.com/directconnect_enrollment
Fee
Business Online Banking through QuickBooks software (8 sessions per month) $11.95/month
Business Online Banking through Quicken software (8 sessions per month) $5.95/month
Business Online Banking and Bill Pay through QuickBooks software (8 sessions plus 15 bill payments per month using the service) $17.95/month
Business Online Banking and Bill Pay through Quicken software (8 sessions plus 15 bill payments per month using the service) $13.95/month
Additional sessions using QuickBooks software $0.75 each
Additional sessions using Quicken software $0.50 each
Bill payments in excess of 15 per month through QuickBooks software $0.75 each
Bill payments in excess of 15 per month through Quicken software $0.50 each
Surcharge for use of business account with Quicken $4.95/month

Basic Package

Basic Package Features
Feature Fee
Monthly Fee No charge
Monthly Service Includes:
  • Previous Day Balance Reporting
    • Up to 3 checking, savings & CD accounts (with Commercial Analysis Program)
    • Unlimited checking, savings & CD accounts (with all other Business Checking plans)
    • Commercial/Business loans
    • Lines of credit & credit cards
  • 500 posted transactions (with Commercial Analysis Program)
  • Unlimited posted transactions (with all other Business Checking Plans)
  • Loan Payments
  • Unlimited paid check/deposit images viewed
  • External Alerts
  • Book Transfers (internal)
  • Intra-Day Reporting with Available Balance
  • Single-User Access
  • Bill Pay Module (unlimited sessions plus unlimited bill payments using the service)
Stop Payments (each) $23.00
External Transfers Initiated/Single Item ACH (each) $3.00
Tax Payments (each) $3.00
Additional checking, savings, & CD accounts (over three) (each additional account, per month, with Commercial Analysis Program only) $15.00
Excess Item (each excess item processed over 500 items, with Commercial Analysis Program only) $0.10
Multi-Users (in addition to primary User, per month) $7.50
Basic Package Automated Clearing House Services
ACH (Automated Clearing House) Services Fee
Initial Set-up/Training $50.00
ACH Base Module (per month)
  • Includes 25 ACH Transactions
$25.00
Additional Training (per session) $20.00
ACH transactions over first 25 transactions (each) $1.00
Additional Company ID Set-Up (each) $25.00
Basic Package Wire Transfer Service
Wire Transfer Services Fee
Wire Transfer base module (per month) $15.00
Domestic wire transactions (each outgoing wire) $15.00
Basic Package Positive Pay Service
Positive Pay Service (per month) Fee
Contact Business & Treasury Services Customer Service Not Available
Basic Package A C H Monitor Service
ACH Monitor Service (per month) Fee
Contact Business & Treasury Services Customer Service Not Available
Basic Package - Quicken® and QuickBooks® via Web Connect
Quicken® and QuickBooks®
Quicken and QuickBooks (via Web Connect)1
Access via Web Connect requires enrollment in First Citizens Digital Banking or BOB Advantage.
Fee
Business Online Banking through QuickBooks software No charge
Business Online Banking through Quicken software No charge
Basic Package - Quicken® and QuickBooks® via Direct Connect
Quicken and QuickBooks (via Direct Connect)1
Access via Direct Connect requires enrollment in the Direct Connect service at www.firstcitizens.com/directconnect_enrollment
Fee
Business Online Banking through QuickBooks software (8 sessions per month) $11.95/month
Business Online Banking through Quicken software (8 sessions per month) $5.95/month
Business Online Banking and Bill Pay through QuickBooks software (8 sessions plus 15 bill payments per month using the service) $17.95/month
Business Online Banking and Bill Pay through Quicken software (8 sessions plus 15 bill payments per month using the service) $13.95/month
Additional sessions using QuickBooks software $0.75 each
Additional sessions using Quicken software $0.50 each
Bill payments in excess of 15 per month through QuickBooks software $0.75 each
Bill payments in excess of 15 per month through Quicken software $0.50 each
Surcharge for use of business account with Quicken $4.95/month
For more information, please visit your
local branch or call 1.866.FCB4BIZ (1.866.322.4249) Monday through Saturday between 7:00 a.m. and 11:00 p.m. Eastern time.