Frequently Asked Questions

Equipment Financing & Leasing

For most business owners, the top two benefits are the ability to maintain cash flow and secure 100% financing. If you move forward with First Citizens program, the third benefit is the financing may be structured in a variety of ways to meet your tax and/or accounting needs.
Contact Equipment Financing, stop by your local branch or call 1.866.FCB 4BIZ (1.866.322.4249) weekdays between 8:00 a.m. and 8:00 p.m. Eastern time.
We offer a variety of equipment finance and leasing options, which you can learn more about by contacting us, talking with a First Citizens representative at your local branch or by calling 1.866.FCB 4BIZ (1.866.322.4249) weekdays between 8:00 a.m. and 8:00 p.m. Eastern time.
Yes, a Capital Lease allows you to depreciate the cost of the equipment. One of our Equipment Finance & Leasing Officers can review your lease agreement details with you and/or your accountant.


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