Frequently Asked Questions

Equipment Financing & Leasing

What are the benefits of First Citizens Equipment Financing Programs?
For most business owners, the top two benefits are the ability to maintain cash flow and secure 100% financing. If you move forward with First Citizens program, the third benefit is the financing may be structured in a variety of ways to meet your tax and/or accounting needs.
What do I need to do to apply for Equipment Financing?
Contact Equipment Financing, stop by your local branch or call 1.866.FCB 4BIZ (1.866.322.4249) weekdays between 8:00 a.m. and 8:00 p.m. Eastern time.
How can I find more information on equipment financing options?
We offer a variety of equipment finance and leasing options, which you can learn more about by contacting us, talking with a First Citizens representative at your local branch or by calling 1.866.FCB 4BIZ (1.866.322.4249) weekdays between 8:00 a.m. and 8:00 p.m. Eastern time.
Could I retain depreciation benefits?
Yes, a Capital Lease allows you to depreciate the cost of the equipment. One of our Equipment Finance & Leasing Officers can review your lease agreement details with you and/or your accountant.


Additional Information

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