Business Cash Management Menu

Payroll Card Program

Simple, efficient payroll without the related expenses

Our Payroll Card Program can help you reduce your payroll-related expenses while also providing a safer, more convenient way for your employees to receive their pay.

How It Works

Each payday, your employees' net pay is automatically deposited to their personalized, re-loadable, no-monthly-fee payroll card. The payroll card allows them to access their funds 24 hours a day at ATMs and at any merchant that accepts MasterCard® debit cards. The payroll card is a prepaid debit card, not a credit card; each time the card is used, the purchase amount is deducted from the available balance.

First Citizens has teamed up with TransCard to offer a turn-key payroll card solution - nearly all the work is done for you. TransCard provides comprehensive training and an online portal to make the employee enrollment process as easy and smooth as possible.

Practical Uses

Your business can benefit from using payroll cards in a number of situations, including:

Agricultural, manufacturing and service-related businesses — such as restaurants, landscapers and temporary staffing firms - are among the many companies that are increasingly using payroll cards to pay employees.

Benefits for Your Business

Benefits for Your Employees

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Questions?

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1.866.FCB 4BIZ (1.866.322.4249)

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Deposit cash or checks without an envelope 24 hours a day, seven days a week

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