Business Overdraft Protection

Be prepared for unplanned expenses

When you own a business, sometimes you need a little flexibility. That's where First Citizens Overdraft Protection comes in. It's a safe and easy way to make sure you have the money you need to cover unexpected business expenses.

  • Meet short-term or seasonal needs for supplies or other unplanned expenses
  • Use a Business Line of Credit to protect against overdrafts when linked to your business checking account
  • Write a check with Capital Line, Capital Manager or Business EquityLine
  • Add Capital Manager's cash management sweep1 option and automatically pay off the line of credit
  • Get a credit line of less than $10,000 with Business Checkline Reserve, our basic line of credit