Annual Report Summary

The Chairman's Letter to Shareholders, the 2019 Annual Report on Form 10-K and 2020 Proxy Statement are formatted in Adobe® Acrobat®. To view this document, you need the Adobe Acrobat Reader. If you do not have the Adobe Acrobat Reader installed, you can download it from Adobe's Web site1 which will open in a new window.

To obtain printed copies of these documents, write to us at the address below.

First Citizens Bank
Legal Department
Mail Code: FCC-22
P.O. Box 27131
Raleigh, NC 27611-7131