Terms of Use

First-Citizens Bank & Trust Company ("First Citizens Bank") is a member of FDIC and an Equal Housing Lender. First Citizens Bank provides banking services in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia. The information contained in this website is not intended as an offer or solicitation of banking services to customers in any state in which the offering, solicitation, or providing of such services is prohibited by federal law or the laws of the state of the customer's residence. Any loans made to parties outside Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia as a result of the information contained herein shall be approved in and disbursed from First Citizens Bank's branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington or West Virginia. As used below, "you" refers to the user of this website, whether or not a customer of First Citizens Bank. "We" refers to First Citizens Bank.

All information on this website is protected by a compilation copyright in the United States of America and in other countries. In addition, certain other information is copyrighted by others. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this website or the First Citizens Bank system.

No Warranties

THIS WEBSITE AND ITS SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND ALL WARRANTIES ARE DISCLAIMED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

REFERENCES TO THIRD PARTIES, THEIR SERVICES AND PRODUCTS, ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. IN NO EVENT SHALL FIRST CITIZENS BANK OR ITS LICENSORS OR SERVICE PROVIDERS BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, LOSS OF DATA OR LOSS OF PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS WEBSITE AND SERVICES AVAILABLE THROUGH THE WEBSITE.

Descriptions of, or references to, third-party products, services or publications within this website do not imply endorsement or sponsorship of those products, services or publications. First Citizens Bank makes no warranty of any kind with respect to the subject matter included in this website or for the products or services available through this website. First Citizens Bank does not guarantee the accuracy or completeness of information on or available through its website and is not responsible for actions taken in reliance on that information. First Citizens Bank may, but is not required to, update information on or available through its website.

THE WEBSITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES MAY BE PERIODICALLY MADE TO THIS INFORMATION.

Website Access

First Citizens Bank grants you only a limited, nonexclusive, revocable right to access and make non-commercial use of this website for your own personal or business purposes only. Subject to your customer agreements with us, First Citizens Bank reserves the right to deny you access to this website at any time, to change any and all parts of the website, and to remove or replace this website, in each case without notice to you. You must not modify, copy, reuse, distribute, display, download or perform any part of this website except as necessary for you to view or use this website in the course of your business with us, although you may print a single copy of the web pages in this website for your own personal or business use and your computer or mobile device may cache web pages in memory under standard web browser operations. You must not use any framing, data mining, robots, linking or similar devices in any way with respect to this website without our consent. Your unauthorized use of this website or our trademarks, copyrights or other proprietary rights, including any commercial use, automatically terminates your license to use this website, without any requirement for notice and whether or not we take any action against you.

Additional Terms

Access to portions of this website may be subject to additional terms and conditions, which will control with respect to your use of the specific product or service subject to the additional terms.

Links to Other Sites and Information Provided by Outside Sources

This website may contain links to other external sites and may contain information provided by outside sources. First Citizens Bank is not responsible for materials or content on these other sites, for the conduct of the owners or operators of the other sites, or for content or materials not provided by First Citizens Bank. We provide these materials and links "AS IS," and we are not responsible for examining or evaluating the materials, links, or related products or services for reliability, accuracy or otherwise. Regarding any health related, legal, insurance or financial information, you should consult your health care, legal, insurance or financial provider for advice about your own situation. First Citizens Bank does not endorse or sponsor any other sites, even if we link to the site, except as explicitly stated on this website. If you leave this website, including via a hypertext link, you are subject to the privacy practices of the other website.

Trademarks

Trademarks on this website are the property of the trademark owner. Use of trademarks on this website does not indicate sponsorship of or by, affiliation with, or other connection to the trademark owner. Use of this website does not give you any right to use the First Citizens trademarks. First Citizens Bank reserves all rights with respect to its trademarks, and rights to use them are only granted by us under separate written agreement. FIRST CITIZENS BANK and design are registered trademarks of First Citizens BancShares, Inc. You may not use meta-tags or other hidden text containing our trademarks without our express written consent.

Privacy

View our Privacy Notice.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.