Additional Checking Accounts

Checking with Interest

With First Citizens Checking with Interest you earn interest on your deposited balances while still having easy access to your funds.

Regular Checking is for those who prefer to keep a lower checking balance.

Noninterest-bearing account

Low initial deposit
Unlimited check writing
Avoid monthly service charges with a low minimum or average daily account balance or by maintaining a minimum daily balance in a Regular Savings Account
Low minimum or average daily account balance required
There are no monthly service charges for minors age 17 and under
Free Personal Online Services with Bill Pay 24 hours a day, 7 days a week

Basic Banking gives you just what the name says. A basic account for those who write only a few checks per month.

Low initial deposit
Low monthly fee covers 12 transactions per statement period
Write up to 12 checks with no monthly fee (beyond 12 transactions, account is charged on a per-item basis)

Free Checking is a no-frills account.

QuickSilver is a hassle-free checking account designed especially for students.

Low initial deposit
No minimum balance required
Write up to 12 checks with no monthly fee (beyond 12 transactions, account is charged on a per-item basis)
50 free personalized duplicate checks
No annual fee credit card (you must be a student)
No First Citizens ATM fees for the first two transactions per statement period at any non-First Citizens ATM
No monthly fee for Visa^® Check Card
Free Personal Online Services with Bill Pay 24 hours a day, 7 days a week