Checking Account Comparison Chart:West Virginia |
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Back to Checking Accounts Page| Account Characteristics |
Quest | UltraQuest | Checking W/Interest |
Free Checking |
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| Interest-Bearing | Yes |
Yes |
Yes |
No |
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| Transaction Activity | Unlimited |
Unlimited |
Unlimited |
Unlimited |
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| Minimum Opening Deposit | $200 |
$100 |
$100 |
$50 |
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| Balance and/or Other Requirements to Avoid Monthly Fees | $2,500 minimum in Regular Savings OR $5,000 minimum in Tiered Money Market Savings (TMMS) OR $10,000 minimum combined balance in checking, Regular Savings, TMMS, Premium Tiered Money Market Savings (PTMMS), CDs, IRAs1 or Investor Services (IVS) 2 OR an EquityLine of $10,000 or more OR an existing EquityLoan account. |
$25,000 minimum combined balance in checking, Regular Savings, TMMS, PTMMS, CDs, IRAs1or Investor Services (IVS)2 |
$600 minimum balance OR $2,000 average daily collected balance |
None |
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| Online Banking | Free |
Free |
Free |
Free |
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| Online Bill Pay | Free |
Free |
Free |
Free |
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| Overdraft Protection | Available |
Available |
Available |
Available |
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| Fees: | |||||
| Monthly Maintenance Fee | $16.00 |
$25.00 |
$10.00 |
None |
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| Per Check Fee | None |
None |
None |
None |
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| Per Electronic/ ATM Fee | None |
None |
None |
None |
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| Per PIN-Based Transaction | None |
None |
$.30 |
None |
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| Non-Proprietary ATM Fee | None |
None |
$2.00/transaction |
$2.00/transaction |
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| Check Handling: | |||||
| Check Safekeeping | No Charge |
No Charge |
No Charge |
No Charge |
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| Check Imaging 3 | No Charge |
No Charge |
No Charge |
No Charge |
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| Check Return | $10.00 |
$10.00 |
$10.00 |
Not Available |
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