Debt Insights
Explore insights for your lifestyle
Credit
5 Ways to Lower Your Credit Card Payments
If you struggle to manage credit card debt or just want to pay less monthly, consider these tips.
Negotiating a lower rate with your credit card company could ultimately lower your monthly credit card payment.
Credit
Using Balance Transfers to Manage Your Credit Card Payments
Finding the right balance transfer offer may help you manage your credit card debt.
As you review balance transfer offers, remember to read the fine print.
Home
What to Do If You're Behind on Rent
Explore the options and resources available to you if you're finding it difficult to pay your rent.
As many as one in five renters are behind on their monthly housing costs due to the effects of the pandemic.
Debt
Two Strategies to Pay Off Your Credit Cards
If you're looking for a pay-down strategy for your credit cards, consider a debt avalanche or a debt snowball.
Using these strategies can help you get a handle on your credit cards and pave the way to a lower-debt future.
Home
The Ins and Outs of a Mortgage Rate Check-Up
A rate check-up can help you see if there are mortgage opportunities that are a better fit for you.
A mortgage rate check-up is the process of researching what types of mortgage loans exist in the market today.
Christy Bencivenga-Burns
Mortgage Banker
Budgeting
Budgeting With the 60/20/20 Rule
The 60/20/20 rule is a flexible budgeting approach that can make money management more intuitive.
The 60/20/20 rule gives you plenty of freedom to make it your own.
Debt
Keeping Track of Expenses
Make your budget work harder for you by automating your expense tracking.
It's important that whatever method you choose for logging purchases and other expenses works for you and your lifestyle.
Debt
How to Distinguish Good and Bad Debt
Not all debt is created equal. Know how to decide between good or bad debt.
Taking on debt without having a payoff plan is a warning sign to watch out for.
Debt
The Ideal Debt-to-Income Ratio
Your debt-to-income ratio calculates your monthly debt obligations relative to your gross monthly income.
Paying down monthly debts is the best way to improve your debt-to-income ratio.
Home
Pay Off Your Mortgage Faster
Do the math before you decide if an early pay-off is right for you.
Paying off your mortgage early could have its benefits.
Debt
How to Decide Which Debt to Pay Off First
Some debts have bigger impacts than others.
Prioritize paying off debts that will save you the most.
Home
Should You Pay Off Student Loans or Buy a House?
You might not have to choose between the two.
Student debt doesn't have to be a barrier to home ownership.
Budgeting
Digitally Balancing Your Accounts
Stay safe and prepared with this habit.
Keep tabs on where your money is going by balancing your accounts digitally.
Debt
Pay Off Debt or Save?
Feel more confident spending money on the things you want the most.
Good news—you don't have to choose between the two.
Calculator
Make Bi-Weekly Payments
Find out what impact bi-weekly payments have on your loan.
Calculator
Are Credit Card Balance Transfers Worth It
Find out if you would benefit from a credit card balance transfer.
Showing 17 - 32 of 42 results
Showing 17 to 32 of 42 results
