Business Online Banking Advantage

Fast, secure, convenient, easy

With Business Online Banking Advantage from First Citizens, you can do virtually everything that you would do at a First Citizens branch.  With Business Online Banking Advantage, you define the banking day and location; you can bank from anywhere, anytime, 24 hours a day, 7 days a week.  All you need is a PC and Internet access.

Take Business Online Banking for a test drive

For a look at everything that Business Online Banking Advantage can do for your business, try our guided demo. You'll see firsthand how easy and convenient Business Online Banking Advantage can be.

With Business Online Banking Advantage you can:

• Check balances on all your business accounts including checking, time deposit open accounts (TOAs), and business credit card accounts.
• View paid check images, front and back.
• View same-day transactions, including ACH, controlled disbursement, lockbox and wire transfers.
• Make online balance transfers between your First Citizens accounts.
• Place real-time stop payment orders.
• Make payments on your loans, lines of credit and credit cards.
• Access account history as far back as thirteen months.
• Provide access to multiple users and establish different authority levels, if desired.

Pay Bills with Business Online Banking Advantage

Another great benefit you’ll enjoy is Bill Pay, an online bill payment and presentment service that can help streamline your accounts payable. Bill Pay is fast, secure, convenient and easy. You can:

• Schedule both one-time and recurring payments.
• Receive electronic bills.
• Link information such as invoice numbers and adjustment amounts to payments.
• Eliminate postage costs.
• Access a complete log of bill payment activity with a few clicks of your mouse.

Business & Treasury Services Functionality

If you need access to Business & Treasury Services, then Business Online Banking Advantage is the answer.

• Originate Automated Clearing House (ACH) single-item as well as batch entries for direct deposit of payroll, vendor payments and preauthorized drafts.
• Initiate international and domestic wire transfers.
• Upload check issue information for account reconciliation and positive pay services.
• View and disposition positive pay exception items.
• Input manual check issues.
• Track deposits that your locations make initially at other banks and concentrate the funds to your First Citizens operating account.

To learn more about Business Online Banking Advantage, talk with your Business & Treasury Services representative or call Business Central at 1.800.476.5121, between 8:00 a.m. and 8:00 p.m. Eastern time weekdays.